Nippon India Multi Cap Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
6.76%
Dekho, aapko fund ke beech me kuch tareekh ki comparison karni hai. Ye do fund ek do alag category me aate hain. Fund A ek Multi Cap fund hai, jabki Fund B ek Liquid Fund hai. Aaj hum aapko ek chotra intro denge aur phir aapko dekhne ke liye kuch points denge.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Angel One Mutual Fund |
| Category | Multi Cap | Liquid Fund |
| NAV (₹) | 327.56 | 2132.04 |
| AUM (₹ Cr) | 5.26 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 14.38 | 0.11 |
| Sharpe Ratio | 0.9 | 2.36 |
| 1 Year Return (%) | 1.81% | 6.03% |
| 3 Year Return (%) | 19.38% | 6.76% |
| 5 Year Return (%) | 20.94% | 5.95% |
| Since Launch (%) | 15.99% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | N/A |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 99.5% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 89% | 221% |
🤖 AI Verdict – Which is Better?
Chaliye, Fund A ne 3Y me 19.38% return diya hai, jabki Fund B ne 6.76% return diya hai. Expense ratio ke liye, Fund A 0.84% ka expense ratio rakhta hai, jabki Fund B 0.12% ka expense ratio rakhta hai. Riskometer ke liye, Fund A Very High riskometer rakhta hai, jabki Fund B Low riskometer rakhta hai. Dekho, Fund A long-term wealth creation ke liye better fund hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
Haan, Fund A monthly SIP ke liye better hai, kyonki yeh consistent returns deti hai. Fund A apne 3Y return ke liye bahut achhi hai, jabki Fund B ki consistency kam hai.
⚠️ Risk & Cost Analysis
Lekin, Fund A ke expense ratio Fund B ke expense ratio se bahut high hai. Sharpe ratio ke liye, Fund B bahut high Sharpe ratio rakhta hai, jabki Fund A ki Sharpe ratio kam hai. Dekho, Fund B risk-adjusted returns ke liye better hai.
📊 Portfolio Diversification
Fund A ek Multi Cap fund hai, jisme equity 99.5% hai. Fund A apne top 3 holdings me HDFC Bank Ltd, ICICI Bank Ltd aur Axis Bank Ltd rakhta hai. Fund B ek Liquid Fund hai, jisme T-Bills, CD, CP aur cash 65%, 20%, 10% aur 5% hai. Fund B apne top 3 holdings me State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills rakhata hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A 5Y me 20.94% return diya hai, jabki Fund B 5.95% return diya hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A risk-adjusted returns ke liye bahut achhi hai, lekin yeh kai baar volatility se affected hota hai.
Q3: Which fund is more cost-effective?
Fund B expense ratio ke liye bahut achhi hai, 0.12% ka expense ratio rakhta hai, jabki Fund A 0.84% ka expense ratio rakhta hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price