Nippon India Multi Cap Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
19.38%
3Y Return
12.3%
Chaliye dekho, aaj hum do mutual funds ke beech ka comparison karne wale hain - Nippon India Multi Cap Fund aur Angel One Mutual Fund Balanced Advantage Fund. Ye dono fund different categories me hain - Multi Cap aur Balanced Hybrid. Is article me, hum aapko fund ki categories, returns, riskometer, aur asset allocation ke baare me detail me jaankari degege aur aapko pata chalega ki konsa fund aapke liye behtar hai.
| Parameter | ANippon India Multi Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Angel One Mutual Fund |
| Category | Multi Cap | Balanced Hybrid |
| NAV (₹) | 327.56 | 16.39 |
| AUM (₹ Cr) | 5.26 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.84% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 14.38 | 8.79 |
| Sharpe Ratio | 0.9 | 0.66 |
| 1 Year Return (%) | 1.81% | 3.08% |
| 3 Year Return (%) | 19.38% | 12.3% |
| 5 Year Return (%) | 20.94% | 7.51% |
| Since Launch (%) | 15.99% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | Nifty 500 Multicap 50:25:25 TRI | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), Axis Bank Ltd. (3.41%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 99.5% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 89% | 127% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye, aapko ek fund ki zaroorat hai jo acchi return de sake aur kam expense ratio ka ho. Chaliye dekho, Fund A ka 3Y return 19.38% hai, jabki Fund B ka 3Y return 12.3% hai. Lekin, Fund A ka expense ratio 0.84% hai, jabki Fund B ka expense ratio 0.78% hai. To, Fund B aapke liye behtar fund hai.
Why consider Nippon India Multi Cap Fund?
- Expense ratio: 0.84%
- 3Y return: 19.38%
- AUM: 5.26 Lac Cr
- Sharpe Ratio: 0.9
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Sach ye hai, SIP (Systematic Investment Plan) ke liye, aapko ek fund ki zaroorat hai jo acchi consistency aur return stability ka saath de sake. Chaliye dekho, Fund A ka 1Y return 1.81% hai, jabki Fund B ka 1Y return 3.08% hai. Lekin, Fund B ka asset allocation 65.00% Equity aur 30.00% Debt ka hai, jisse iska return stability badhta hai. To, Fund B aapke liye behtar fund hai.
⚠️ Risk & Cost Analysis
Sach ye hai, riskometer, volatility, aur Sharpe ratio ke liye, Fund A ki zaroorat hai jo kam riskometer, kam volatility, aur accha Sharpe ratio ka saath de sake. Chaliye dekho, Fund A ka riskometer Very High hai, jabki Fund B ka riskometer Moderately High hai. Lekin, Fund A ka volatility 14.38 hai, jabki Fund B ka volatility 8.79 hai. To, Fund B aapke liye behtar fund hai.
📊 Portfolio Diversification
Sach ye hai, portfolio diversification ke liye, aapko ek fund ki zaroorat hai jo asset allocation aur top holdings concentration ka saath de sake. Chaliye dekho, Fund A ka asset allocation 99.5% Equity ka hai, jabki Fund B ka asset allocation 65.00% Equity aur 30.00% Debt ka hai. Lekin, Fund A ka top holdings concentration HDFC Bank Ltd. (6.16%), ICICI Bank Ltd. (4.1%), aur Axis Bank Ltd. (3.41%) ka hai, jabki Fund B ka top holdings concentration HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), aur Reliance Industries Ltd. (4.5%) ka hai. To, Fund B aapke liye behtar fund hai.
SIP Calculator – Compare Growth Potential
Nippon India Multi Cap Fund
₹1836667.31
@19.4% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 20.94% hai, jabki Fund B ka 5Y return 7.51% hai. To, Fund A aapke liye behtar fund hai long-term return ke liye.
Q2: Is the higher risk fund worth it?
Answer: Fund A ka volatility 14.38 hai, jabki Fund B ka volatility 8.79 hai. Lekin, Fund A ka Sharpe ratio 0.9 hai, jabki Fund B ka Sharpe ratio 0.66 hai. To, Fund A aapke liye behtar fund hai high risk aur reward ke liye.
Q3: Which fund is more cost-effective?
Answer: Fund B ka expense ratio 0.78% hai, jabki Fund A ka expense ratio 0.84% hai. To, Fund B aapke liye behtar fund hai cost-effective ke liye.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price