Nippon India Large Cap Fund vs UTI Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Dekho, aaj hum chahein Large Cap funds ki tulna karenge. Fund A, Nippon India Large Cap Fund aur Fund B, UTI Mutual Fund Large Cap Fund. Chaliye, let's see kis fund mein long-term wealth creation ka scope hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BUTI Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | UTI Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.00 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 11.79 |
| Sharpe Ratio | 0.73 | 0.7 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 16.46% | 12.03% |
| Since Launch (%) | 15.3% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | V. Srivatsa (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 21% |
🤖 AI Verdict – Which is Better?
Haan, aaj hum 3Y return, expense ratio aur risk ke baare mein sochein. Fund A ne 15.4% ka return diya hai, jabki Fund B ne 14.7% diya hai. Expense ratio mein bhi Fund B chhota hai, 0.52% hai. Riskometer bhi Very High hai, lekin Fund B ke volatility 11.79 hai, jiska Sharpe ratio 0.7 hai. Sach ye hai, Fund A better option dikh raha hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider UTI Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.00 Lac Cr
- Sharpe Ratio: 0.7
📈 SIP Suitability
Chaliye, SIP ke liye ek fund ka chayan karte samay, hum consistently aur return stability ke baare mein sochein. Fund A ka 5Y return 16.46% hai, jabki Fund B ka 12.03% hai. Dekho, Fund A ka consistency accha hai. Haan, sip ke liye Fund A better option hai.
⚠️ Risk & Cost Analysis
Haan, riskometer, volatility, Sharpe ratio aur expense ratio ke baare mein sochein. Fund A ka riskometer Very High hai, lekin volatility 12.25 hai, jiska Sharpe ratio 0.73 hai. Fund B ka riskometer bhi Very High hai, lekin volatility 11.79 hai, jiska Sharpe ratio 0.7 hai. Expense ratio mein bhi Fund B chhota hai. Sach ye hai, Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Chaliye, asset allocation aur top holdings concentration ke baare mein sochein. Fund A mein equity 96.43% hai, jabki Fund B mein equity 96.00% hai. T-Bills mein Fund B mein 4.00% hai. Top holdings mein bhi Fund A mein HDFC Bank Ltd. 9.24% aur ICICI Bank Ltd. 7.99% hai, jabki Fund B mein HDFC Bank Ltd. 8.5% aur ICICI Bank Ltd. 7.8% hai. Sach ye hai, Fund B mein T-Bills aur top holdings mein concentration thoda kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
UTI Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 5Y return 16.46% hai, jabki Fund B ka 12.03% hai. Sach ye hai, Fund A long-term mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka volatility 12.25 hai, jiska Sharpe ratio 0.73 hai. Fund B ka riskometer bhi Very High hai, lekin volatility 11.79 hai, jiska Sharpe ratio 0.7 hai. Sach ye hai, Fund A better risk-adjusted returns deta hai. Haan, Fund A higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Haan, Fund B expense ratio 0.52% hai, jabki Fund A ka 0.8% hai. Sach ye hai, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price