Nippon India Large Cap Fund vs Tata Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.93%
Dekho, aaj hamare paas do funds hain, Nippon India Large Cap Fund aur Tata Mutual Fund Liquid Fund. Ye sabse bada fund category hain, Large Cap aur Liquid Fund. Aaj hum unke beech ka comparison karenge aur sunenge ki konsa fund 10+ saal ke liye SIP ke liye behter hai.
[VERDICT]| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BTata Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Tata Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 98.75 | 5622.79 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.50 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.13 |
| Sharpe Ratio | 0.73 | 3.31 |
| 1 Year Return (%) | -0.91% | 6.17% |
| 3 Year Return (%) | 15.4% | 6.93% |
| 5 Year Return (%) | 16.46% | 6.11% |
| Since Launch (%) | 15.3% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 297% |
🤖 AI Verdict – Which is Better?
Chaliye, aaj hum sunen ke fund konsa behtar hai large cap ke liye. Dekho, 3 saal ka return Nippon India Large Cap Fund hai 15.4% aur Tata Mutual Fund Liquid Fund hai 6.93%. Ismein Nippon India Large Cap Fund behtar hai. Lekin, expense ratio Nippon India Large Cap Fund hai 0.8% aur Tata Mutual Fund Liquid Fund hai 0.12%. Ismein Tata Mutual Fund Liquid Fund behtar hai. Aisa ho raha hai ki hum dono fund ka riskometer dekhenge. Nippon India Large Cap Fund ka riskometer hai Very High aur Tata Mutual Fund Liquid Fund ka riskometer hai Low. Ismein Nippon India Large Cap Fund behtar hai. Sach ye hai, koi bhi fund behtar nahi hai, lekin bas humein pata hona chahiye ki konsa fund humara liye behtar hai. Haan, aaj hum sunen ke Nippon India Large Cap Fund ki long-term wealth creation ke liye behter hai.
[SIP_SUITABILITY]Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Tata Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.50 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
Dekho, aaj hum sunen ke SIP ke liye konsa fund behter hai. Chaliye, hum dono fund ka 3 saal ka return dekhenge. Nippon India Large Cap Fund hai 15.4% aur Tata Mutual Fund Liquid Fund hai 6.93%. Ismein Nippon India Large Cap Fund behtar hai. Lekin, hum dono fund ka expense ratio dekhenge. Nippon India Large Cap Fund hai 0.8% aur Tata Mutual Fund Liquid Fund hai 0.12%. Ismein Tata Mutual Fund Liquid Fund behtar hai. Haan, hum dono fund ka consistency aur return stability dekhenge. Nippon India Large Cap Fund ka consistency aur return stability behtar hai. Lekin, Tata Mutual Fund Liquid Fund ka expense ratio kam hai. Ismein Tata Mutual Fund Liquid Fund behtar hai SIP ke liye. Sach ye hai, SIP ke liye koi fund behtar nahi hai, lekin bas humein pata hona chahiye ki konsa fund humara liye behtar hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Dekho, aaj hum sunen ke konsa fund behtar hai risk-adjusted returns ke liye. Chaliye, hum dono fund ka riskometer dekhenge. Nippon India Large Cap Fund ka riskometer hai Very High aur Tata Mutual Fund Liquid Fund ka riskometer hai Low. Ismein Tata Mutual Fund Liquid Fund behtar hai risk-adjusted returns ke liye. Lekin, hum dono fund ka volatility dekhenge. Nippon India Large Cap Fund ka volatility hai 12.25% aur Tata Mutual Fund Liquid Fund ka volatility hai 0.13%. Ismein Tata Mutual Fund Liquid Fund behtar hai risk-adjusted returns ke liye. Haan, hum dono fund ka Sharpe ratio dekhenge. Nippon India Large Cap Fund ka Sharpe ratio hai 0.73 aur Tata Mutual Fund Liquid Fund ka Sharpe ratio hai 3.31. Ismein Tata Mutual Fund Liquid Fund behtar hai risk-adjusted returns ke liye. Sach ye hai, koi fund behtar nahi hai, lekin bas humein pata hona chahiye ki konsa fund humara liye behtar hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Dekho, aaj hum sunen ke konsa fund behtar hai portfolio diversification ke liye. Chaliye, hum dono fund ka asset allocation dekhenge. Nippon India Large Cap Fund ka asset allocation hai Equity: 96.43% aur Tata Mutual Fund Liquid Fund ka asset allocation hai T-Bills: 65.00%, CD: 20.00%, CP: 10.00%, aur Cash: 5.00%. Ismein Nippon India Large Cap Fund ka portfolio diversification behtar hai. Lekin, hum dono fund ka top holdings dekhenge. Nippon India Large Cap Fund ka top holdings hai HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), aur Reliance Industries Ltd. (4.3%). Ismein Nippon India Large Cap Fund ka portfolio diversification behtar hai. Sach ye hai, koi fund behtar nahi hai, lekin bas humein pata hona chahiye ki konsa fund humara liye behtar hai.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Tata Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5 saal ka return hai 16.46% aur Tata Mutual Fund Liquid Fund ka 5 saal ka return hai 6.11%. Ismein Nippon India Large Cap Fund behtar hai long run ke returns ke liye.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka riskometer hai Very High aur Tata Mutual Fund Liquid Fund ka riskometer hai Low. Ismein Nippon India Large Cap Fund ka risk behtar hai. Lekin, Nippon India Large Cap Fund ka Sharpe ratio hai 0.73 aur Tata Mutual Fund Liquid Fund ka Sharpe ratio hai 3.31. Ismein Tata Mutual Fund Liquid Fund ka risk-adjusted returns behtar hai. Sach ye hai, koi fund behtar nahi hai, lekin bas humein pata hona chahiye ki konsa
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price