Nippon India Large Cap Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Dono funds large cap category mein aate hain, lekin unke returns, risk aur expense ratio mein kuch antar hai. Dekho, hum aage chalein aur in dono funds ka comparison karte hain, taaki aapko pata chal sake ki kaunsa fund aapke long-term wealth creation ke liye behtar hai. Sach ye hai, yeh comparison aapke investment decisions ko sahi rasta dikhane mein madad karega.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Tata Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 12.94 |
| Sharpe Ratio | 0.73 | 0.63 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 16.46% | 12.03% |
| Since Launch (%) | 15.3% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 32% |
🤖 AI Verdict – Which is Better?
Nippon India Large Cap Fund ka 3Y return 15.4% hai, jo Tata Mutual Fund Large Cap Fund se zyada hai. Haan, Nippon India Large Cap Fund ka expense ratio 0.8% hai, jo Tata Mutual Fund Large Cap Fund ke 0.52% se zyada hai, lekin risk bhi kam nahi hai. Lekin, overall risk-adjusted returns ke hisab se, Nippon India Large Cap Fund thoda behtar lagta hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Agar aap 10+ saal ke liye monthly SIP karna chahte hain, to Nippon India Large Cap Fund thoda behtar lagta hai. Chaliye, iska 5Y return 16.46% hai, jo Tata Mutual Fund Large Cap Fund se zyada hai. Isse pata chalta hai ki Nippon India Large Cap Fund ki returns aur stability thodi behtar hai.
⚠️ Risk & Cost Analysis
Dono funds ka riskometer very high hai, lekin Nippon India Large Cap Fund ka volatility 12.25 hai, jo Tata Mutual Fund Large Cap Fund ke 12.94 se kam hai. Sharpe ratio bhi Nippon India Large Cap Fund ka 0.73 hai, jo Tata Mutual Fund Large Cap Fund ke 0.63 se zyada hai. Isse pata chalta hai ki Nippon India Large Cap Fund ki risk-adjusted returns thodi behtar hai.
📊 Portfolio Diversification
Dono funds ki asset allocation mein equity ka hissa 96% se zyada hai, lekin Nippon India Large Cap Fund ka top 3 holdings mein HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Tata Mutual Fund Large Cap Fund ka bhi top 3 holdings mein same companies hain, lekin allocation thoda alag hai. Dekho, dono funds ki diversification thodi kam hai, lekin Nippon India Large Cap Fund ka sector risk thoda kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 16.46% hai, jo Tata Mutual Fund Large Cap Fund ke 12.03% se zyada hai. Isliye, Nippon India Large Cap Fund long run mein behtar returns deta hai.
Q2: Is the higher risk fund worth it?
Dono funds ka riskometer very high hai, lekin Nippon India Large Cap Fund ka Sharpe ratio 0.73 hai, jo Tata Mutual Fund Large Cap Fund ke 0.63 se zyada hai. Isse pata chalta hai ki Nippon India Large Cap Fund ki risk-adjusted returns thodi behtar hai.
Q3: Which fund is more cost‑effective?
Tata Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo Nippon India Large Cap Fund ke 0.8% se kam hai. Isliye, Tata Mutual Fund Large Cap Fund thoda more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price