Nippon India Large Cap Fund vs SBI Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
13.45%
Chaliye, dekho Fund A aur Fund B ke beech me kya antar hai. Fund A Nippon India Large Cap Fund Direct Plan Growth hai, jo Large Cap category mein aata hai, jabki Fund B SBI Small Cap Fund Direct Plan Growth hai. Is article mein hum Fund A aur Fund B ke 3Y return, Expense ratio, aur risk ke beech me comparison karenge. Dekhiye, kis fund mein lagataar paise lagnay ke liye invest karna chahiye.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BSBI Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 98.75 | 192.12 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.46 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 17.83 |
| Sharpe Ratio | 0.73 | 0.39 |
| 1 Year Return (%) | -0.91% | 0.06% |
| 3 Year Return (%) | 15.4% | 13.45% |
| 5 Year Return (%) | 16.46% | 14.57% |
| Since Launch (%) | 15.3% | 23.96% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 18 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | R. Srinivasan (10.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 96.43% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 70% | 23% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A ko long-term wealth creation ke liye better fund mana jata hai. Fund A ka 3Y return 15.4% hai, jo Fund B ka 3Y return 13.45% se zyada hai. Sabse mahatvapurn cheez hai expense ratio, jo Fund A mein 0.8% hai, jo Fund B ka expense ratio 0.82% se kam hai. Fund A ka riskometer bhi very high hai, lekin sharpe ratio 0.73 hai, jo Fund B ka sharpe ratio 0.39 se zyada hai. Haan, Fund A long-term wealth creation ke liye better fund hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider SBI Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 13.45%
- AUM: 2.46 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
Monthly SIP ke liye, Fund A aur Fund B ke beech me kya antar hai? Fund A ka 1Y return -0.91% hai, jabki Fund B ka 1Y return 0.06% hai. Lekin Fund A ka 3Y return 15.4% hai, jo Fund B ka 3Y return 13.45% se zyada hai. Fund A ka sharpe ratio bhi 0.73 hai, jo Fund B ka sharpe ratio 0.39 se zyada hai. Dekhiye, Fund A monthly SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke beech me kya antar hai? Fund A ka riskometer very high hai, lekin volatility 12.25 hai. Fund B ka riskometer bhi very high hai, lekin volatility 17.83 hai. Sharpe ratio ke beech me bhi antar hai, Fund A ka sharpe ratio 0.73 hai, jo Fund B ka sharpe ratio 0.39 se zyada hai. Expense ratio ke beech me bhi antar hai, Fund A ka expense ratio 0.8% hai, jo Fund B ka expense ratio 0.82% se kam hai. Fund A mein better risk-adjusted returns hai.
📊 Portfolio Diversification
Asset allocation aur top holdings ke beech me kya antar hai? Fund A mein equity 96.43% hai, jabki Fund B mein equity 91% hai. Cash & equivalents ke beech me bhi antar hai, Fund B mein 9% hai, jabki Fund A mein nahi hai. Top holdings ke beech me bhi antar hai, Fund A mein HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hain, jabki Fund B mein Aarti Drugs Ltd, Hatsun Agro Product Ltd, aur National Aluminium Company Ltd hain. Fund A ke portfolio mein sector risk hai, lekin Fund B ke portfolio mein bhi sector risk hai. Dekhiye, Fund A ke portfolio mein asset allocation zyada hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
SBI Small Cap Fund
₹1267390.94
@13.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 16.46% hai, jo Fund B ka 5Y return 14.57% se zyada hai. Isliye, Fund A long run mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Risk aur sharpe ratio ke beech me dekhiye. Fund A ka sharpe ratio 0.73 hai, jo Fund B ka sharpe ratio 0.39 se zyada hai. Isliye, Fund A ke liye higher risk worth hai.
Q3: Which fund is more cost-effective?
Expense ratio ke beech me dekhiye. Fund A ka expense ratio 0.8% hai, jo Fund B ka expense ratio 0.82% se kam hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price