Nippon India Large Cap Fund vs SBI Midcap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
15.45%
Kya aapko pata hai kis tarah se aap apne nivesh ko sudhar sakte hain? Aaj hum doh funds ka vivaran karenge jo aapko is vishay mein madad kar sakte hain. Fund A, Nippon India Large Cap Fund Direct Plan Growth hai, aur Fund B, SBI Midcap Fund Direct Plan Growth hai. Dekho, yeh dono fund kai tarah se alag hain, lekin aapko pata hai kya? Chaliye, aapko iske vishay mein jaankari milne waali hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BSBI Midcap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Large Cap | Mid Cap |
| NAV (₹) | 98.75 | 264.93 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.32 Lac Cr |
| Expense Ratio (%) | 0.8% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 14.71 |
| Sharpe Ratio | 0.73 | 0.61 |
| 1 Year Return (%) | -0.91% | 1.71% |
| 3 Year Return (%) | 15.4% | 15.45% |
| 5 Year Return (%) | 16.46% | 16.58% |
| Since Launch (%) | 15.3% | 18.28% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Bhavin Vithlani; Pradeep Kesavan (2.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Midcap 150 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Bharat Heavy Electricals Ltd. (3.79%), Torrent Power Ltd. (3.73%), Adani Energy Solutions Ltd. (3.49%) |
| Asset Allocation | Equity: 96.43% | Equity: 93.08% | T-Bills: 1.19% | Futures: 0.29% |
| Portfolio Turnover | 70% | 33% |
🤖 AI Verdict – Which is Better?
Humko lagta hai ki Fund A, Nippon India Large Cap Fund Direct Plan Growth, long-term wealth creation ke liye better fund hai. Yeh fund 3Y return mein 15.4% ka return deta hai, jo Fund B se kam hai. Expense ratio mein bhi Fund A kam hai, 0.8% hoga. Chaliye, yeh fund aapko long-term nivesh ke liye ek achha vikalp hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider SBI Midcap Fund?
- Expense ratio: 1.62%
- 3Y return: 15.45%
- AUM: 2.32 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
Monthly SIP ke liye, humko lagta hai ki Fund A, Nippon India Large Cap Fund Direct Plan Growth, better fund hai. Yeh fund 10+ years ke liye consistency aur return stability ka promise karta hai. Chaliye, yeh fund aapke SIP ke liye ek achha vikalp hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ke hisab se, humko lagta hai ki Fund A, Nippon India Large Cap Fund Direct Plan Growth, better risk-adjusted returns offer karta hai. Yeh fund riskometer mein Very High hai, lekin volatility 12.25 hoga. Chaliye, yeh fund aapko risk-adjusted returns ka promise karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se, humko lagta hai ki Fund A, Nippon India Large Cap Fund Direct Plan Growth, more diversified portfolio offer karta hai. Yeh fund equity mein 96.43% ka allocation karta hai, jo Fund B se kam hai. Chaliye, yeh fund aapko portfolio diversification ka vikalp hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
SBI Midcap Fund
₹1432566.71
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B, SBI Midcap Fund Direct Plan Growth, 5Y return mein 16.58% ka return deta hai, jo Fund A se jyada hai.
Q2: Is the higher risk fund worth it?
Answer: Na, Fund A, Nippon India Large Cap Fund Direct Plan Growth, volatility 12.25 hoga, jo Fund B se kam hai. Sharpe ratio bhi Fund A ka kam hai.
Q3: Which fund is more cost-effective?
Answer: Fund A, Nippon India Large Cap Fund Direct Plan Growth, expense ratio 0.8% hai, jo Fund B se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price