Nippon India Large Cap Fund vs SBI Focused Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
18.13%
Chaliye, dekho fund A aur fund B ki comparison. Sabse pehle, hum dekheinge kya kya fund ki categories hain. Fund A Nippon India Large Cap Fund hai aur fund B SBI Focused Fund. Ab hum aapko batayenge ki fund A aur fund B mein kya aur kya similarities aur differences hain. Hum aapko batayenge ki fund A aur fund B ke beech mein kya aapko invest karne ka fund better hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BSBI Focused Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 98.75 | 432.21 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.8% | 1.47% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 13.25 |
| Sharpe Ratio | 0.73 | 0.88 |
| 1 Year Return (%) | -0.91% | 12.11% |
| 3 Year Return (%) | 15.4% | 18.13% |
| 5 Year Return (%) | 16.46% | 15.02% |
| Since Launch (%) | 15.3% | 15.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Pradeep Kesavan; Rama Iyer Srinivasan (17.0 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Alphabet Inc Class A (11.14%), State Bank of India (6.96%), ICICI Bank Ltd. (6.59%) |
| Asset Allocation | Equity: 96.43% | Equity: 76.29% | Forgn. Eq: 14.88% | Debenture: 0.74% | T-Bills: 0.16% |
| Portfolio Turnover | 70% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, fund B ko long-term wealth creation ke liye better fund mana jata hai. Fund B ka 3Y return 18.13% hai, jo fund A ki 15.4% se adhik hai. Lekin expense ratio ka dhyan dene se pata chala hai ki fund A ka expense ratio fund B ke expense ratio se kam hai. Haan, fund B ka riskometer bhi fund A ke riskometer se adhik hai, lekin sabse achha hai ki fund B ka Sharpe ratio fund A ke Sharpe ratio se adhik hai. Isliye, fund B ko long-term wealth creation ke liye better fund mana jata hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider SBI Focused Fund?
- Expense ratio: 1.47%
- 3Y return: 18.13%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 0.88
📈 SIP Suitability
Ek monthly SIP ke liye, fund B better fund hai. Fund B ka 1Y return 12.11% hai, jo fund A ki -0.91% se adhik hai. Fund B ka consistency aur return stability bhi fund A ke compare mein adhik hai. Isliye, fund B ko ek monthly SIP ke liye better fund mana jata hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio ko dekhkar, fund B ko better fund mana jata hai. Fund B ka riskometer fund A ke riskometer se adhik hai, lekin fund B ka Sharpe ratio fund A ke Sharpe ratio se adhik hai. Fund B ka expense ratio bhi fund A ke expense ratio se adhik hai, lekin fund B ka risk-adjusted return fund A ke risk-adjusted return se adhik hai. Isliye, fund B ko better fund mana jata hai.
📊 Portfolio Diversification
Fund A ka asset allocation fund B ke asset allocation se kam hai. Fund A ka equity allocation 96.43% hai, jo fund B ke equity allocation 76.29% se adhik hai. Fund A ka top holdings concentration bhi fund B ke top holdings concentration se adhik hai. Isliye, fund B ko better fund mana jata hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
SBI Focused Fund
₹1695258.29
@18.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund B ka 5Y return 15.02% hai, jo fund A ka 5Y return 16.46% se kam hai, lekin fund B ka 3Y return 18.13% hai, jo fund A ka 3Y return 15.4% se adhik hai.
Q2: Is the higher risk fund worth it?
Answer: Fund B ka volatility fund A ke volatility se adhik hai, lekin fund B ka Sharpe ratio fund A ke Sharpe ratio se adhik hai. Isliye, fund B ko better fund mana jata hai.
Q3: Which fund is more cost-effective?
Answer: Fund A ka expense ratio fund B ke expense ratio se kam hai. Isliye, fund A ko better fund mana jata hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price