Nippon India Large Cap Fund vs SBI ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
19.98%
Dekho, aaj hum do famous funds ke beech ka comparison karenge - Nippon India Large Cap Fund aur SBI ELSS Tax Saver Fund. Yeh dono funds apne apne categories mein hai, lekin kya unke return, risk, aur cost mein koi difference hai? Chaliye, aaj humein yeh jaanna hoga ki kis fund mein long term wealth creation ke liye investment karna chahiye.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BSBI ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Large Cap | ELSS |
| NAV (₹) | 98.75 | 462.73 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.11 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.93% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 15.53 |
| Sharpe Ratio | 0.73 | 0.87 |
| 1 Year Return (%) | -0.91% | -1.1% |
| 3 Year Return (%) | 15.4% | 19.98% |
| 5 Year Return (%) | 16.46% | 17.91% |
| Since Launch (%) | 15.3% | 15.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Milind Agrawal (0.4 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | ICICI Bank Ltd. (8.95%), Reliance Industries Ltd. (5.19%), Kotak Mahindra Bank Ltd. (4.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.05% | T-Bills: 0.12% |
| Portfolio Turnover | 70% | 37% |
🤖 AI Verdict – Which is Better?
Haan, humein pata hai ki dono funds ki categories very high risk hai, lekin SBI ELSS Tax Saver Fund ke 3Y return 19.98% hai, jo ki Nippon India Large Cap Fund ke 15.4% se adhik hai. Expense ratio ke mukable Nippon India Large Cap Fund 0.8% hai, jo ki SBI ELSS Tax Saver Fund ke 0.93% se kam hai. Isliye, hum SBI ELSS Tax Saver Fund ko better fund ke roop mein dekhenge.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider SBI ELSS Tax Saver Fund?
- Expense ratio: 0.93%
- 3Y return: 19.98%
- AUM: 3.11 Lac Cr
- Sharpe Ratio: 0.87
📈 SIP Suitability
Lekin SIP karna hai toh kis fund mein invest karna chahiye? Dekho, Nippon India Large Cap Fund ki consistency aur return stability 5Y return 16.46% hai, jo ki SBI ELSS Tax Saver Fund ke 17.91% se kam hai. Isliye, agar aap SIP karna chahte hain toh Nippon India Large Cap Fund better fund hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke mukable Nippon India Large Cap Fund ki riskometer very high hai, lekin volatility 12.25 hai, jo ki SBI ELSS Tax Saver Fund ki 15.53 se kam hai. Sharpe ratio ke mukable SBI ELSS Tax Saver Fund 0.87 hai, jo ki Nippon India Large Cap Fund ki 0.73 se adhik hai. Isliye, SBI ELSS Tax Saver Fund better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation ke mukable Nippon India Large Cap Fund ki asset allocation equity 96.43% hai, jo ki SBI ELSS Tax Saver Fund ki 96.05% se kam hai. Top holdings concentration ke mukable Nippon India Large Cap Fund ki top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hai, jo ki SBI ELSS Tax Saver Fund ki top 3 holdings ICICI Bank Ltd, Reliance Industries Ltd, aur Kotak Mahindra Bank Ltd hai. Isliye, Nippon India Large Cap Fund ki portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
SBI ELSS Tax Saver Fund
₹1909339.14
@20.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, SBI ELSS Tax Saver Fund ki 5Y return 17.91% hai, jo ki Nippon India Large Cap Fund ki 16.46% se adhik hai. Isliye, SBI ELSS Tax Saver Fund long term mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
Haan, SBI ELSS Tax Saver Fund ki volatility 15.53 hai, jo ki Nippon India Large Cap Fund ki 12.25 se adhik hai, lekin Sharpe ratio ke mukable SBI ELSS Tax Saver Fund 0.87 hai, jo ki Nippon India Large Cap Fund ki 0.73 se adhik hai. Isliye, SBI ELSS Tax Saver Fund se adhik risk, lekin better risk-adjusted returns offer karta hai.
Q3: Which fund is more cost-effective?
Nippon India Large Cap Fund ki expense ratio 0.8% hai, jo ki SBI ELSS Tax Saver Fund ki 0.93% se kam hai. Isliye, Nippon India Large Cap Fund more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price