Nippon India Large Cap Fund vs SBI Contra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
16.36%
Aaj hum do fundon ko compare karenge - Nippon India Large Cap Fund aur SBI Contra Fund. Ye donon fund Large Cap aur Multi Cap category mein aate hain. Dekho, fund A mein Large Cap fund hai, jiska risksometer bahut high hai. Fund B mein Multi Cap fund hai, jiska asset allocation kitna bhi diversified hai. Chaliye, aaj hum yeh jaante hain ki donon fundon mein kya kya aise differences hain jo aapko pata hona chahiye.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BSBI Contra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | SBI Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 98.75 | 408.51 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.74 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.72% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 13.7 |
| Sharpe Ratio | 0.73 | 0.72 |
| 1 Year Return (%) | -0.91% | -1.21% |
| 3 Year Return (%) | 15.4% | 16.36% |
| 5 Year Return (%) | 16.46% | 18.26% |
| Since Launch (%) | 15.3% | 15.48% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Dinesh Balachandran; Pradeep Kesavan (8.1 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (6.59%), Reliance Industries Ltd. (5.35%), Biocon Ltd. (3.04%) |
| Asset Allocation | Equity: 96.43% | Equity: 81.12% | T-Bills: 2.35% | Forgn. Eq: 2.19% | Debenture: 1.92% | CD: 1.05% | REITs: 0.94% | Call Option: -0.03% | Futures: -0.16% |
| Portfolio Turnover | 70% | 130% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A (Nippon India Large Cap Fund) ka 3Y return 15.4% hai, jo Fund B (SBI Contra Fund) ke 16.36% se kam hai. Lekin expense ratio mein Fund A 0.8% hai, jo Fund B ke 0.72% se jyada hai. Haan, Fund B ka riskometer bhi bahut high hai. Lekin, Fund B ka Sharpe ratio 0.72 hai, jo Fund A ke 0.73 se kam hai. To, Fund B hamesha ke liye better option nahin hai. Chaliye, yeh jaante hain ke yeh fund kis category mein aate hain aur unke returns kaise hain.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider SBI Contra Fund?
- Expense ratio: 0.72%
- 3Y return: 16.36%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
SIP (Systematic Investment Plan) mein investment karna hamesha ek achha vikalp hai. Fund A (Nippon India Large Cap Fund) ka 3Y return 15.4% hai, jo Fund B (SBI Contra Fund) ke 16.36% se kam hai. Lekin expense ratio mein Fund A 0.8% hai, jo Fund B ke 0.72% se jyada hai. Haan, Fund B ka asset allocation kitna bhi diversified hai. Lekin, Fund A ka consistency aur return stability thoda jyada hai. To, Fund A SIP ke liye better option hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio aur expense ratio ka comparison karna bahut zaroori hai. Fund A (Nippon India Large Cap Fund) ka riskometer bahut high hai, lekin Sharpe ratio 0.73 hai. Fund B (SBI Contra Fund) ka riskometer bhi bahut high hai, lekin Sharpe ratio 0.72 hai. Expense ratio mein Fund A 0.8% hai, jo Fund B ke 0.72% se jyada hai. To, Fund A risk-adjusted returns mein Fund B se bhi achha hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ko compare karna bahut zaroori hai. Fund A (Nippon India Large Cap Fund) ka asset allocation 96.43% equity hai, jo Fund B (SBI Contra Fund) ke 81.12% se jyada hai. Lekin, Fund B ka asset allocation kitna bhi diversified hai. Top holdings concentration mein Fund A ka HDFC Bank Ltd. 9.24% hai, jo Fund B ke HDFC Bank Ltd. 6.59% se jyada hai. To, Fund B portfolio diversification mein Fund A se bhi achha hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
SBI Contra Fund
₹1516047.14
@16.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund B (SBI Contra Fund) ka 5Y return 18.26% hai, jo Fund A (Nippon India Large Cap Fund) ke 16.46% se jyada hai. Lekin, Fund A ka consistency aur return stability thoda jyada hai.
Q2: Is the higher risk fund worth it?
Haa, Fund B (SBI Contra Fund) ka Sharpe ratio 0.72 hai, jo Fund A (Nippon India Large Cap Fund) ke 0.73 se kam hai. Lekin, Fund A ka riskometer bahut high hai. To, Fund B ke risk-adjusted returns Fund A se kam hain.
Q3: Which fund is more cost-effective?
Haa, Fund B (SBI Contra Fund) ka expense ratio 0.72% hai, jo Fund A (Nippon India Large Cap Fund) ke 0.8% se jyada hai. Lekin, Fund A ka asset allocation kitna bhi diversified nahin hai. To, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price