Nippon India Large Cap Fund vs Quantum Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.56%
Chaliye, dekho humein do mutual funds ke beech meh comparison karna hai. Fund A, Nippon India Large Cap Fund, Large Cap category ka hai, jabki Fund B, Quantum Mutual Fund Liquid Fund, Liquid Fund category ka hai. Ye article mein hum fund A aur fund B ke beech meh comparison karenge aur aapko pata chalega ki kis fund mein long-term wealth creation ke liye investment karna hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BQuantum Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Quantum Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 98.75 | 37.04 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.34 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.11 |
| Sharpe Ratio | 0.73 | 0.55 |
| 1 Year Return (%) | -0.91% | 5.71% |
| 3 Year Return (%) | 15.4% | 6.56% |
| 5 Year Return (%) | 16.46% | 5.82% |
| Since Launch (%) | 15.3% | 6.72% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 9 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Atul Kumar (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 231% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A mein 3Y return 15.4% hai, jo Fund B ke 6.56% se bahut accha hai. Lekin, Fund A ka expense ratio 0.8% hai, jo Fund B ke 0.12% se zyada hai. Aapko pata hai ki higher expense ratio se aapko aapke investment se kam paisa milta hai. Dekhiye, Fund A ka riskometer Very High hai, jabki Fund B ka Low hai. Isliye, Fund B better risk-adjusted returns deta hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Quantum Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.56%
- AUM: 4.34 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
Haan, SIP suitability ke liye hum consistent return aur stability ko dekhte hain. Fund A ka 1Y return -0.91% hai, jabki Fund B ka 5.71% hai. Isliye, Fund B SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se hum Fund A aur Fund B ka risk-adjusted returns dekhte hain. Fund A ka riskometer Very High hai, jabki Fund B ka Low hai. Iske alawa, Fund A ka volatility 12.25 hai, jabki Fund B ka 0.11 hai. Sharpe ratio ke hisaab se bhi Fund B better hai. Isliye, Fund B better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Fund A ka asset allocation Equity mein 96.43% hai, jabki Fund B ka T-Bills, CD, CP, aur Cash mein 65.00%, 20.00%, 10.00%, aur 5.00% hai. Fund B ka asset allocation zyada diversified hai. Iske alawa, Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. mein 9.24%, 7.99%, aur 4.3% hai, jabki Fund B ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills mein 8.5%, 7.2%, aur 6.8% hai. Isliye, Fund B portfolio diversification mein better hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Quantum Mutual Fund Liquid Fund
₹849400.65
@6.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 16.46% hai, jo Fund B ke 5.82% se bahut accha hai. Isliye, Fund A long run mein better returns dete hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A higher risk hai, lekin Fund B ka volatility 0.11 hai, jo Fund A ka 12.25 se kam hai. Isliye, Fund B better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.12% hai, jo Fund A ke 0.8% se kam hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price