Nippon India Large Cap Fund vs Quant Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
9.45%
Ab humein do mutual funds ke beech meh comparison karna hai - Nippon India Large Cap Fund aur Quant Mutual Fund Liquid Fund. Ye dono fund different categories mein aate hain. Fund A Large Cap category mein hai, jabki Fund B Liquid Fund category mein hai. Is article mein, humein Fund A aur Fund B ke beech meh comparison karna hai aur dekhege ki Fund A kiski tarah ke investor ke liye upyukt hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BQuant Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Quant Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 98.75 | 22.09 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.47 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.13 |
| Sharpe Ratio | 0.73 | 22.69 |
| 1 Year Return (%) | -0.91% | 0.9% |
| 3 Year Return (%) | 15.4% | 9.45% |
| 5 Year Return (%) | 16.46% | 8.38% |
| Since Launch (%) | 15.3% | 12.05% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 11 June 2019 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | N/A |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 267% |
🤖 AI Verdict – Which is Better?
Haan, humein Fund A aur Fund B ke beech meh verdict lene ka mauka hai. Fund A ki 3Y return 15.4% hai, jabki Fund B ki 3Y return 9.45% hai. Fund A ki expense ratio 0.8% hai, jabki Fund B ki expense ratio 0.12% hai. Fund A ki riskometer Very High hai, jabki Fund B ki riskometer Low hai. Logically, Fund A long-term wealth creation ke liye upyukt hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Quant Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 9.45%
- AUM: 4.47 Lac Cr
- Sharpe Ratio: 22.69
📈 SIP Suitability
SIP ke liye Fund A aur Fund B ki compare karte hain. Fund A ki 1Y return -0.91% hai, jabki Fund B ki 1Y return 0.9% hai. Fund A ki 5Y return 16.46% hai, jabki Fund B ki 5Y return 8.38% hai. Dekho, Fund A SIP ke liye upyukt hai, kyonki iski consistency aur return stability Fund B se adhik hai.
⚠️ Risk & Cost Analysis
Ab hum Fund A aur Fund B ke riskometer, volatility aur Sharpe ratio ke beech meh compare karte hain. Fund A ki riskometer Very High hai, jabki Fund B ki Low hai. Fund A ki volatility 12.25 hai, jabki Fund B ki 0.13 hai. Fund A ki Sharpe ratio 0.73 hai, jabki Fund B ki 22.69 hai. Fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Ab hum Fund A aur Fund B ki asset allocation aur top holdings concentration ke beech meh compare karte hain. Fund A ki asset allocation Equity mein 96.43% hai, jabki Fund B ki asset allocation T-Bills mein 65.00% hai. Fund A ki top 3 holdings HDFC Bank, ICICI Bank aur Reliance Industries hai, jabki Fund B ki top 3 holdings State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hai. Fund B ka asset allocation aur top holdings concentration Fund A se adhik diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Quant Mutual Fund Liquid Fund
₹1000392.84
@9.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5Y return 16.46% hai, jabki Fund B ki 5Y return 8.38% hai. Isliye, Fund A long run mein better returns de raha hai.
Q2: Is the higher risk fund worth it?
Fund B ki volatility 0.13 hai, jabki Fund A ki 12.25 hai. Fund B ki Sharpe ratio 22.69 hai, jabki Fund A ki 0.73 hai. Isliye, Fund B ka higher risk ki wajah se upyukt hai.
Q3: Which fund is more cost-effective?
Fund B ki expense ratio 0.12% hai, jabki Fund A ki 0.8% hai. Isliye, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price