Nippon India Large Cap Fund vs PPFAS Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
20.86%
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BPPFAS Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | PPFAS Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 98.75 | 19.01 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.76 Lac Cr |
| Expense Ratio (%) | 0.8% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 14.1 |
| Sharpe Ratio | 0.73 | 1.02 |
| 1 Year Return (%) | -0.91% | 5.23% |
| 3 Year Return (%) | 15.4% | 20.86% |
| 5 Year Return (%) | 16.46% | 14.84% |
| Since Launch (%) | 15.3% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Rajeev Thakkar (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 70% | 41% |
🤖 AI Verdict – Which is Better?
Humne fund B, PPFAS Mutual Fund Multi Cap Fund ko long-term wealth creation ke liye acha fund samjha hai. Yeh fund apne 3 saal ke return mein 20.86% ki or se aagya hai, jo ki Fund A ke 15.4% se adhik hai. Iske expense ratio bhi kam hai, 1.68% hai, jiska matlab yeh hai ki is fund se paise nikaalne ke liye kam chukna padta hai.
📈SIP Suitability
Agar aap apne SIP ke liye fund B chunna chahte hain, to iske liye kai karan hain. Fund B ka consistency aur return stability Fund A ke mukhalif mein hai. Lekin humein yeh bhi dhyan rakhna hoga ki Fund A ka riskometer ek bahut hi high hai.
⚠️ Risk & Cost Analysis
Fund B riskometer ke liye bhi ek bahut hi high hai, lekin iska volatility 1.85% kam hai. Iske Sharpe ratio bhi kam hai, 0.73 hai, jiska matlab yeh hai ki Fund B ka risk-adjusted return Fund A ke mukhalif mein kam hai. Lekin Fund B ka expense ratio 1.68% hai, jo ki Fund A ke 0.8% se adhik hai.
📊 Portfolio Diversification
Fund B ka asset allocation 97% equity aur 3% T-Bills mein hai, jo ki Fund A ke 96.43% equity aur 3.57% cash mein se adhik hai. Fund B ka top holdings concentration bhi kam hai, jiske karan iska sector risk bhi kam hai.
❓ Frequently Asked Questions
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ka 5 saal ka return 14.84% hai, jo ki Fund A ke 16.46% se kam hai. Lekin Fund B ka consistency aur return stability Fund A ke mukhalif mein hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke liye Fund A kam hai, lekin Fund B ka expense ratio adhik hai. Iske karan Fund B ka risk-adjusted return Fund A ke mukhalif mein kam hai.
Q3: Which fund is more cost-effective?
Expense ratio ke liye Fund A kam hai, 0.8% hai, jiska matlab yeh hai ki is fund se paise nikaalne ke liye kam chukna padta hai. Lekin Fund B ka asset allocation aur top holdings concentration bhi kam hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider PPFAS Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.76 Lac Cr
- Sharpe Ratio: 1.02
⚠️ Risk & Cost Analysis
Fund B riskometer ke liye bhi ek bahut hi high hai, lekin iska volatility 1.85% kam hai. Iske Sharpe ratio bhi kam hai, 0.73 hai, jiska matlab yeh hai ki Fund B ka risk-adjusted return Fund A ke mukhalif mein kam hai. Lekin Fund B ka expense ratio 1.68% hai, jo ki Fund A ke 0.8% se adhik hai.
📊 Portfolio Diversification
Fund B ka asset allocation 97% equity aur 3% T-Bills mein hai, jo ki Fund A ke 96.43% equity aur 3.57% cash mein se adhik hai. Fund B ka top holdings concentration bhi kam hai, jiske karan iska sector risk bhi kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
PPFAS Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ka 5 saal ka return 14.84% hai, jo ki Fund A ke 16.46% se kam hai. Lekin Fund B ka consistency aur return stability Fund A ke mukhalif mein hai.
Q2: Is the higher risk fund worth it?
Volatility aur Sharpe ratio ke liye Fund A kam hai, lekin Fund B ka expense ratio adhik hai. Iske karan Fund B ka risk-adjusted return Fund A ke mukhalif mein kam hai.
Q3: Which fund is more cost-effective?
Expense ratio ke liye Fund A kam hai, 0.8% hai, jiska matlab yeh hai ki is fund se paise nikaalne ke liye kam chukna padta hai. Lekin Fund B ka asset allocation aur top holdings concentration bhi kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price