Nippon India Large Cap Fund vs Old Bridge Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.93%
Aaj hum do different types of funds ke beech ka comparison karne ja rahe hain. Fund A, Nippon India Large Cap Fund, ek Large Cap fund hai, jabki Fund B, Old Bridge Mutual Fund Liquid Fund, ek Liquid Fund hai. Dekho, kya Fund A ka 3 year ka return Fund B se adhik hai ya nahi, aur kya Fund B ka expense ratio Fund A se kam hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Old Bridge Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 98.75 | 5622.79 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.73 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.12 |
| Sharpe Ratio | 0.73 | 3.58 |
| 1 Year Return (%) | -0.91% | 6.17% |
| 3 Year Return (%) | 15.4% | 6.93% |
| 5 Year Return (%) | 16.46% | 6.11% |
| Since Launch (%) | 15.3% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | N/A |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 239% |
🤖 AI Verdict – Which is Better?
Haan, Fund A ka 3 year ka return 15.4% hai, jo Fund B ka return se adhik hai. Lekin Fund B ka expense ratio 0.12% hai, jo Fund A ka expense ratio 0.8% se kam hai. Haan, Fund B ka riskometer Low hai, jabki Fund A ka riskometer Very High hai. Sach ye hai, fund select karne ke liye investment ke uddeshya aur riske ke liye taiyaar hona zaroori hai. Chaliye hum Fund A ko better fund samjhte hain.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Old Bridge Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.73 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
Ek monthly SIP ke liye, Fund B ka consistency aur return stability adhik accha hai. Dekho, Fund B ka 1 year ka return 6.17% hai, jo Fund A ka return se kam hai. Lekin Fund B ka AUM 47304 Cr hai, jo fund ki stability ka kai barah hai. Haan, Fund B ka asset allocation bhi kam riske se jude hai, jisse investment ke liye accha hai.
⚠️ Risk & Cost Analysis
Haan, Fund B ka riskometer Low hai, jabki Fund A ka riskometer Very High hai. Lekin Fund B ka volatility 0.12 hai, jo Fund A ka volatility 12.25 se kam hai. Sahi hai, Fund B ka Sharpe ratio 3.58 hai, jo Fund A ka Sharpe ratio 0.73 se adhik hai. Lekin Fund B ka expense ratio 0.12% hai, jo Fund A ka expense ratio 0.8% se kam hai.
📊 Portfolio Diversification
Haan, Fund B ka asset allocation jyada diversified hai, jisme T-Bills, CD, CP aur Cash sab shaamil hain. Dekho, Fund B ka top 3 holdings State Bank of India CD, HDFC Bank CD aur Reliance Industries T-Bills hai, jo ek dusre se alag hain. Lekin Fund A ka asset allocation jyada concentrated hai, jisme HDFC Bank Ltd., ICICI Bank Ltd. aur Reliance Industries Ltd. sab shaamil hain. Haan, Fund A ka sector risk bhi adhik hai, jisse investment ke liye samay lag sakta hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Old Bridge Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 5 year ka return 16.46% hai, jo Fund B ka return se adhik hai.
Q2: Is the higher risk fund worth it?
Haan, lekin Fund A ka Sharpe ratio 0.73 hai, jo Fund B ka Sharpe ratio 3.58 se kam hai. Lekin Fund A ka riskometer Very High hai, jisse investment ke liye samay lag sakta hai.
Q3: Which fund is more cost‑effective?
Haan, Fund B ka expense ratio 0.12% hai, jo Fund A ka expense ratio 0.8% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price