Nippon India Large Cap Fund vs Old Bridge Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
12.3%
Dekho, aapko yahan par hum do fundon ki tareekh par jaanch karne ja rahen hain. Fund A, Nippon India Large Cap Fund, ek bada cap khatron se judi fund hai, jabki Fund B, Old Bridge Mutual Fund Balanced Advantage Fund, ek balanced hybrid fund hai. Aaj hum aapko batayenge kis fund mein invest karna achha hai.
[VERDICT]| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BOld Bridge Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Old Bridge Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 98.75 | 16.39 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.58 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.25 | 9.11 |
| Sharpe Ratio | 0.73 | 0.64 |
| 1 Year Return (%) | -0.91% | 3.08% |
| 3 Year Return (%) | 15.4% | 12.3% |
| 5 Year Return (%) | 16.46% | 5.27% |
| Since Launch (%) | 15.3% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 96.43% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 70% | 145% |
🤖 AI Verdict – Which is Better?
Haan, fund ki shuruaati performance ko dekhte hue, Fund A ek bada cap fund hai jo 3 varsh mein 15.4% ki return di hai. Lekin expense ratio khatra hai jo 0.8% hai. Fund B ek balanced hybrid fund hai jo 3 varsh mein 12.3% ki return di hai aur expense ratio 0.78% hai. Sach ye hai, Fund A aage badhne ke liye hi achha hai, lekin Fund B adhik sthira hai. Toh hamara verdict hai ki Fund A aage badhne ke liye achha hai, lekin fund B adhik sthira hai.
[SIP_SUITABILITY]Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Old Bridge Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.58 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Chaliye, aapko SIP suitability ke baare mein jaanane ke liye, hum do fundon ki 1 varsh aur 3 varsh ki return ko dekhte hain. Fund A ki 1 varsh ki return negative hai, lekin 3 varsh ki return 15.4% hai. Fund B ki 1 varsh ki return 3.08% hai, lekin 3 varsh ki return 12.3% hai. Dekho, Fund B adhik sthira hai, toh yeh fund aapke SIP ke liye achha hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Haan, riske aur kharch ko dekhte hue, Fund A ka riskometer very high hai aur volatility 12.25 hai. Fund B ka riskometer moderately high hai aur volatility 9.11 hai. Sharpe ratio bhi Fund B ka kam hai, 0.64. Sach ye hai, Fund B kam risk mein adhik return deti hai. Toh Fund B kam risk mein adhik return de rahi hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Chaliye, asset allocation aur top holdings ko dekhte hue, Fund A ka asset allocation 96.43% equity hai, jabki Fund B ka asset allocation 65.00% equity hai aur 30.00% debt hai. Top holdings mein bhi Fund A ka HDFC Bank Ltd. aur ICICI Bank Ltd. ka shayad adhik risk hai. Fund B ka asset allocation adhik diversified hai, toh yeh fund adhik secure hai.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Old Bridge Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ki 5 varsh ki return 16.46% hai, lekin Fund B ki 5 varsh ki return 5.27% hai. Toh Fund A long run mein adhik return deti hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer very high hai aur volatility 12.25 hai, jabki Fund B ka riskometer moderately high hai aur volatility 9.11 hai. Sharpe ratio bhi Fund B ka kam hai, 0.64. Toh Fund B kam risk mein adhik return deti hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.8% hai, jabki Fund B ka expense ratio 0.78% hai. Toh Fund B adhik cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price