Nippon India Large Cap Fund vs Nippon India Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
15.4%
Chaliye dekho, today hum do funds ke beech ka comparison karne ja rhe hain, Fund A aur Fund B. Yeh dono Large Cap funds hain, lekin ek direct plan hai aur dusra regular plan. Aaj hum jaanege ki aise me konsa fund better hai long-term wealth creation ke liye, aur kyon.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BNippon India Large Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Nippon India |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 42.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 5.17 Lac Cr |
| Expense Ratio (%) | 0.8% | 1.56% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 12.27 |
| Sharpe Ratio | 0.73 | 0.73 |
| 1 Year Return (%) | -0.91% | -0.91% |
| 3 Year Return (%) | 15.4% | 15.4% |
| 5 Year Return (%) | 16.46% | 3.31% |
| Since Launch (%) | 15.3% | 12.7% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 29 November 2012 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.43% |
| Portfolio Turnover | 70% | 70% |
🤖 AI Verdict – Which is Better?
Haan, our verdict hai ki Fund A better hai long-term wealth creation ke like, lekin kyon? Dekho, 3Y return mein Fund A ka performance bada accha hai, 15.4% se zyada hai Fund B ka 15.4% return. Expense ratio bhi Fund A ka 0.8% better hai Fund B ka 1.56%. Aur riskometer bhi dono fund ke barabar hai, Very High.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP Suitability ke liye aapko consistent returns aur stability ka dhyaan rakhna hoga. Fund B ka 5Y return 3.31% hai, jo Fund A ka 16.46% se kam hai. Lekin, yeh bhi dekho ki Fund B ka 3Y return Fund A ka barabar hai, 15.4%. Tobe kya fund better hai SIP ke liye? Haan, Fund B hai better.
⚠️ Risk & Cost Analysis
Ab dekho riskometer aur volatility ke liye. Dono fund ke riskometer Very High hai, lekin volatility mein Fund A ka 12.25% Fund B ka 12.27% se kam hai. Sharpe ratio bhi dono fund ke barabar hai, 0.73. Lekin expense ratio mein fund a bhi better hai, 0.8% Fund B ka 1.56% se kam hai. Tobe kya fund better hai risk-adjusted returns ke liye? Haan, Fund A hai better.
📊 Portfolio Diversification
Asset allocation ke liye dekho, dono fund ki asset allocation barabar hai, Equity: 96.43%. Lekin top holdings mein, Fund A ka HDFC Bank Ltd. 9.24% hai, ICICI Bank Ltd. 7.99%, aur Reliance Industries Ltd. 4.3%. Fund B ka bhi HDFC Bank Ltd. 9.24% hai, ICICI Bank Ltd. 7.99%, aur Reliance Industries Ltd. 4.3%. Tobe kya fund better hai portfolio diversification ke liye? Haan, Fund A hai better.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 16.46% hai, jo Fund B ka 3.31% se zyada hai. Isliye, Fund A better hai long run returns ke liye.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer Very High hai, lekin Sharpe ratio 0.73 hai, jo Fund B ka barabar hai. Expense ratio bhi Fund A ka 0.8% better hai Fund B ka 1.56%. Isliye, Fund A risk-adjusted returns ke liye better hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A ka expense ratio 0.8% hai, jo Fund B ka 1.56% se kam hai. Isliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price