Nippon India Large Cap Fund vs Navi Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
20.86%
Dekho, aaj hum do mutual funds ke beech mein comparison karenge - Nippon India Large Cap Fund aur Navi Mutual Fund Multi Cap Fund. Ye dono fund Very High riskometer vallon hain, lekin kya dono fund same hain? Chaliye, aaj hum fund A aur fund B ke beech mein comparison karenge aur dekhte hain ki kis fund mein long-term investment karna achha hoga.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Navi Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 98.75 | 19.01 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.81 Lac Cr |
| Expense Ratio (%) | 0.8% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 15 |
| Sharpe Ratio | 0.73 | 0.96 |
| 1 Year Return (%) | -0.91% | 5.23% |
| 3 Year Return (%) | 15.4% | 20.86% |
| 5 Year Return (%) | 16.46% | 11.52% |
| Since Launch (%) | 15.3% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 70% | 52% |
🤖 AI Verdict – Which is Better?
Hum dono fund ke 3-year return, expense ratio, aur riskometer ka vichar karenge. Fund A ka 3-year return 15.4% hai, jabki fund B ka 3-year return 20.86% hai. Lekin expense ratio mein fund A 0.8% hai, jabki fund B 1.68% hai. Riskometer mein dono fund Very High hain, lekin fund A ka volatility 12.25 hai, jabki fund B ka volatility 15 hai. Sach ye hai, fund B ka 3-year return fund A se zyada hai, lekin expense ratio aur volatility mein fund A accha hai. Haan, hum fund B ko better fund manaenge.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Navi Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.81 Lac Cr
- Sharpe Ratio: 0.96
📈 SIP Suitability
Dekho, agale 10 saal ke liye monthly SIP karenge. Fund A ka 3-year return fund B se kam hai, lekin expense ratio aur volatility mein fund A accha hai. Chaliye, fund A ka consistency aur return stability fund B se zyada hai. Haan, fund A aapke monthly SIP ke liye best option hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisaab se hum dono fund ka comparison karenge. Fund B ka Sharpe ratio 0.96 hai, jabki fund A ka Sharpe ratio 0.73 hai. Lekin expense ratio mein fund A 0.8% hai, jabki fund B 1.68% hai. Haan, fund A risk-adjusted returns mein fund B se accha hai.
📊 Portfolio Diversification
Dekho, fund A aur fund B ka asset allocation aur top holdings concentration ka comparison. Fund A ka asset allocation 96.43% hai, jabki fund B ka asset allocation 97% hai. Lekin top holdings concentration mein fund A ka HDFC Bank Ltd. 9.24% hai, jabki fund B ka HDFC Bank Ltd. 6.5% hai. Haan, fund A ka asset allocation fund B se kam hai, lekin top holdings concentration mein fund A accha hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Navi Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B ka 5-year return 11.52% hai, jabki fund A ka 5-year return 16.46% hai. Haan, fund A long-term mein better returns deta hai.
Q2: Is the higher risk fund worth it?
Fund B ka volatility 15 hai, jabki fund A ka volatility 12.25 hai. Lekin fund B ka Sharpe ratio 0.96 hai, jabki fund A ka Sharpe ratio 0.73 hai. Haan, fund B ka higher risk worth hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.8% hai, jabki fund B ka expense ratio 1.68% hai. Haan, fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price