Nippon India Large Cap Fund vs Navi Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Apne investment ke liye do fund sunke dekho. Fund A aur Fund B donon large cap fund hai, lekin kya donon ke rishtey aur performance ek jaisa hai? Is article mein hum Fund A aur Fund B ke rishtey, return, aur riskometer ko compare karenge.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BNavi Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Navi Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.51 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 12.72 |
| Sharpe Ratio | 0.73 | 0.64 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 16.46% | 12.03% |
| Since Launch (%) | 15.3% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 30% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A Fund B ke 3Y return ke baad bhi mehsoos karne lagta hai. Iske alawa, expense ratio bhi Fund A ki taraf hai. Riskometer bhi donon ke liye very high hai, lekin Fund A ki volatility thodi kam hai. Toh, our verdict hai ki Fund A better fund hai long-term wealth creation ke liye.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Navi Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.51 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
SIP karna hai to Fund A better hai. Fund A ka 3Y return Fund B se kam nahi hai aur expense ratio bhi kam hai. Isse pata chalta hai ki Fund A ka return stability aur consistency se bhi jyada hai. Lekin, Fund B ka asset allocation bhi bahut hi samaan hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ki baat karein to donon fund mein very high hai. Lekin, Sharpe ratio aur expense ratio ke mukabale mein Fund A kam rishte aur kam expense ratio ke saath chala raha hai. Isse pata chalta hai ki Fund A ke risk-adjusted return bhi jyada hai.
📊 Portfolio Diversification
Asset allocation ke mukabale mein Fund A ka asset allocation Fund B se kam nahi hai. Lekin, top holdings ki concentration Fund A mein HDFC Bank Ltd. aur ICICI Bank Ltd. ke 17% ki concentration se zyada hai. Isse pata chalta hai ki Fund A mein sector risk bhi hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Navi Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 16.46% hai, jo ki Fund B ka 12.03% se zyada hai. Isse pata chalta hai ki Fund A long run mein better returns de raha hai.
Q2: Is the higher risk fund worth it?
Fund A ka volatility Fund B se kam hai, lekin Sharpe ratio bhi Fund A ki taraf hai. Isse pata chalta hai ki Fund A ke risk-adjusted return bhi jyada hai. Toh, higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio Fund B ka expense ratio se jyada hai. Isse pata chalta hai ki Fund A cost-effective nahi hai. Lekin, Fund B ka asset allocation bhi bahut hi samaan hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price