Nippon India Large Cap Fund vs Mirae Asset ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.73%
Aaj hum do mutual funds ke beech ka comparison karne ja rahe hain - Nippon India Large Cap Fund aur Mirae Asset ELSS Tax Saver Fund. Ye duniya ke sabse bade mutual funds hain, lekin kya aapko pata hai ki in dono fundon ka category aur performance kya hai? Is article mein hum aapko detail mein pata karne wale hain ki dono fundon ke beech kya farq hai aur kis fund ka long-term wealth creation ke liye better hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BMirae Asset ELSS Tax Saver Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Mirae Asset |
| Category | Large Cap | ELSS |
| NAV (₹) | 98.75 | 48.73 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.53 Lac Cr |
| Expense Ratio (%) | 0.8% | 1.62% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 13.85 |
| Sharpe Ratio | 0.73 | 0.59 |
| 1 Year Return (%) | -0.91% | 2.19% |
| 3 Year Return (%) | 15.4% | 14.73% |
| 5 Year Return (%) | 16.46% | 12.52% |
| Since Launch (%) | 15.3% | 16.42% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 29 December 2015 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Neelesh Surana (10.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (9.53%), ICICI Bank Ltd. (4.84%), Reliance Industries Ltd. (4.19%) |
| Asset Allocation | Equity: 96.43% | Equity: 99.11% | Mutual Fund: 0.0% |
| Portfolio Turnover | 70% | 69% |
🤖 AI Verdict – Which is Better?
Nippon India Large Cap Fund aur Mirae Asset ELSS Tax Saver Fund dono hi very high riskometer waala fund hain, lekin jab hum unki 3Y return, expense ratio aur risk ko dekhenge, to pata chalega ki kis fund ka long-term wealth creation ke liye better hai. Nippon India Large Cap Fund ka 3Y return 15.4% hai, jabki Mirae Asset ELSS Tax Saver Fund ka 3Y return 14.73% hai. Expense ratio ke maamle mein bhi Nippon India Large Cap Fund better hai, jo 0.8% hai, jabki Mirae Asset ELSS Tax Saver Fund ka expense ratio 1.62% hai. Isliye, hamara verdict hai ki Nippon India Large Cap Fund better hai long-term wealth creation ke liye.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Mirae Asset ELSS Tax Saver Fund?
- Expense ratio: 1.62%
- 3Y return: 14.73%
- AUM: 2.53 Lac Cr
- Sharpe Ratio: 0.59
📈 SIP Suitability
Ab aapko pata hai ki kis fund ka long-term wealth creation ke liye better hai, lekin SIP ke maamle mein dono fundon ka performance kaisa hai? Nippon India Large Cap Fund ka 1Y return -0.91% hai, jabki Mirae Asset ELSS Tax Saver Fund ka 1Y return 2.19% hai. Lekin jab hum unki 5Y return dekhte hain, to Nippon India Large Cap Fund ka 5Y return 16.46% hai, jabki Mirae Asset ELSS Tax Saver Fund ka 5Y return 12.52% hai. Isliye, Nippon India Large Cap Fund better hai SIP ke liye, jabki Mirae Asset ELSS Tax Saver Fund ka performance consistent nahi hai.
⚠️ Risk & Cost Analysis
Riskometer ke maamle mein dono fundon ka performance kaisa hai? Nippon India Large Cap Fund ka riskometer very high hai, jabki Mirae Asset ELSS Tax Saver Fund ka riskometer bhi very high hai. Lekin jab hum unki volatility aur Sharpe ratio dekhte hain, to Nippon India Large Cap Fund better hai risk-adjusted returns ke maamle mein. Nippon India Large Cap Fund ka volatility 12.25% hai, jabki Mirae Asset ELSS Tax Saver Fund ka volatility 13.85% hai. Sharpe ratio ke maamle mein bhi Nippon India Large Cap Fund better hai, jo 0.73 hai, jabki Mirae Asset ELSS Tax Saver Fund ka Sharpe ratio 0.59 hai. Isliye, Nippon India Large Cap Fund better hai risk-adjusted returns ke maamle mein.
📊 Portfolio Diversification
Ab aapko pata hai ki kis fund ka long-term wealth creation ke liye better hai, lekin asset allocation aur top holdings concentration ke maamle mein dono fundon ka performance kaisa hai? Nippon India Large Cap Fund ka asset allocation equity mein 96.43% hai, jabki Mirae Asset ELSS Tax Saver Fund ka asset allocation equity mein 99.11% hai. Top holdings concentration ke maamle mein bhi Nippon India Large Cap Fund better hai, jo HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), aur Reliance Industries Ltd. (4.3%) mein invested hai, jabki Mirae Asset ELSS Tax Saver Fund ka top holdings HDFC Bank Ltd. (9.53%), ICICI Bank Ltd. (4.84%), aur Reliance Industries Ltd. (4.19%) mein invested hai. Isliye, Nippon India Large Cap Fund better hai portfolio diversification ke maamle mein.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Mirae Asset ELSS Tax Saver Fund
₹1370327.40
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 16.46% hai, jabki Mirae Asset ELSS Tax Saver Fund ka 5Y return 12.52% hai. Isliye, Nippon India Large Cap Fund better hai long-time returns ke liye.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka volatility 12.25% hai, jabki Mirae Asset ELSS Tax Saver Fund ka volatility 13.85% hai. Lekin Sharpe ratio ke maamle mein Nippon India Large Cap Fund better hai, jo 0.73 hai, jabki Mirae Asset ELSS Tax Saver Fund ka Sharpe ratio 0.59 hai. Isliye, Nippon India Large Cap Fund better hai risk-adjusted returns ke maamle mein.
Q3: Which fund is more cost-effective?
Nippon India Large Cap Fund ka expense ratio 0.8% hai, jabki Mirae Asset ELSS Tax Saver Fund ka expense ratio 1.62% hai. Isliye, Nippon India Large Cap Fund better hai cost-effectiveness ke maamle mein.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price