Nippon India Large Cap Fund vs LIC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Dekho, aaj hum do large cap funds ke beech ki tulna karne ja rhe hain, Nippon India Large Cap Fund aur LIC Mutual Fund Large Cap Fund. Ye dono funds apne riskometer aur returns ke liye jaane jate hain. Aaj hum dikhayenge ki kis fund mein lagataar paise karna achha hai aur iska AUM, expense ratio aur asset allocation kaise hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BLIC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | LIC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.22 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 11.93 |
| Sharpe Ratio | 0.73 | 0.69 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 16.46% | 12.03% |
| Since Launch (%) | 15.3% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Yogesh Patil (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 22% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term mein wealth creation ke liye Nippon India Large Cap Fund bhaari aur achha hai. Iska 5Y return 16.46% hai, jo LIC Mutual Fund Large Cap Fund ke 12.03% se jyaada hai. Lekin expense ratio ke liye Nippon India Large Cap Fund thoda zyada hai, 0.8% in comparison to LIC Mutual Fund Large Cap Fund's 0.52%. Dekho, isme se koi fund bhi "bahut hii" risk mat lete, sabse hi zaroorat hai ki aap apne investment ke liye sahi fund chunein.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider LIC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.22 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
Sach ye hai, SIP karte samay Nippon India Large Cap Fund bhi achha hai. Iska 3Y return 15.4% hai, jo LIC Mutual Fund Large Cap Fund ke 14.7% se jyaada hai. Lekin ye bhi dhyaan rakhna hai ki Nippon India Large Cap Fund ki volatility thodi jyada hai, 12.25 in comparison to LIC Mutual Fund Large Cap Fund's 11.93. Haan, SIP karte samay sabse zaroori hai ki aap apne investment ke liye sahi fund chunein aur us par consistency rakhin.
⚠️ Risk & Cost Analysis
Sach ye hai, riskometer aur volatility ka maamla hai, Nippon India Large Cap Fund thodi jyada risk hai. Iska riskometer "bahut hii" hai, lekin Sharpe ratio aur volatility ke liye yeh fund kamjor hai. Lekin expense ratio ke liye Nippon India Large Cap Fund thoda zyada hai, 0.8% in comparison to LIC Mutual Fund Large Cap Fund's 0.52%. Haan, isme se koi fund bhi "bahut hii" risk mat lete, sabse hi zaroorat hai ki aap apne investment ke liye sahi fund chunein.
📊 Portfolio Diversification
Dekho, fund A aur fund B dono large cap funds hai, lekin asset allocation aur top holdings concentration ke liye fund A thoda bada hai. Fund A ka equity portion 96.43% hai, jabki fund B ka 96.00%. Haan, fund A ka asset allocation thoda kam diversified hai, lekin fund B ka T-Bills portion 4.00% hai, jo fund A mein nahin hai. Sach ye hai, apne investment ke liye sahi fund chunein aur us par consistency rakhin.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
LIC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Nippon India Large Cap Fund long-term mein bhi achha hai. Iska 5Y return 16.46% hai, jo LIC Mutual Fund Large Cap Fund ke 12.03% se jyaada hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Nippon India Large Cap Fund thoda jyada risk hai, lekin Sharpe ratio ke liye yeh fund kamjor hai. Haan, isme se koi fund bhi "bahut hii" risk mat lete, sabse hi zaroorat hai ki aap apne investment ke liye sahi fund chunein.
Q3: Which fund is more cost-effective?
Sach ye hai, LIC Mutual Fund Large Cap Fund expense ratio ke liye thoda kamjor hai, 0.52% in comparison to Nippon India Large Cap Fund's 0.8%. Haan, isme se koi fund bhi "bahut hii" cost-effective mat dekhein, sabse hi zaroorat hai ki aap apne investment ke liye sahi fund chunein.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price