Nippon India Large Cap Fund vs Kotak Mahindra Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.93%
Ek baar phir hum aapko do mahatvapoorn mutual funds ke beech ka talahta kar rahe hain, jisse aapke liye behtar investment vikalp ka faisla karne mein madad milti hai. Aaj hum aapko Nippon India Large Cap Fund aur Kotak Mahindra Liquid Fund ke beech ka talahta kar rahe hain.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BKotak Mahindra Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Kotak Mahindra |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 98.75 | 5622.79 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.18 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.11 |
| Sharpe Ratio | 0.73 | 3.91 |
| 1 Year Return (%) | -0.91% | 6.17% |
| 3 Year Return (%) | 15.4% | 6.93% |
| 5 Year Return (%) | 16.46% | 6.11% |
| Since Launch (%) | 15.3% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 207% |
🤖 AI Verdict – Which is Better?
Agar aapko long-term suraksha aur lagan ki chahie hai, to hum aapko Nippon India Large Cap Fund ka sanchalan karne ki sulahata sunaate hain. Yeh fund 3 saal mein 15.4% return diya hai, jisse yeh aapke paiso ko aur adhik kareeb le jaata hai. Haan, expense ratio bhi kafi chhota hai, jisse aapko aur adhik paisa milti rahegi.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Kotak Mahindra Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.18 Lac Cr
- Sharpe Ratio: 3.91
📈 SIP Suitability
Nippon India Large Cap Fund SIP ke liye adhik upyukt hai. Yeh fund 10+ saal ke liye aapko niravartan aur sthir return pradaan karega. Iske alawa, yeh fund aapke paiso ko adhik se adhik lambi avadhi ke liye surakshit banaayega.
⚠️ Risk & Cost Analysis
Nippon India Large Cap Fund ka Riskometer bahut high hai, lekin yeh fund aapke paiso ko adhik se adhik kareeb le jaata hai. Iske alawa, expense ratio bhi kafi chhota hai. Kotak Mahindra Liquid Fund ka expense ratio adhik chhota hai, lekin yeh fund aapke paiso ko adhik se adhik lambi avadhi ke liye surakshit banane mein aasani se samarth nahi hai.
📊 Portfolio Diversification
Nippon India Large Cap Fund ka asset allocation bahut bada hai, jisse yeh fund aapke paiso ko adhik se adhik lambi avadhi ke liye surakshit banaayega. Iske alawa, yeh fund aapke paiso ko adhik se adhik kareeb le jaata hai. Kotak Mahindra Liquid Fund ka asset allocation chhota hai, lekin yeh fund aapke paiso ko adhik se adhik lambi avadhi ke liye surakshit banane mein aasani se samarth nahi hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Kotak Mahindra Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Nippon India Large Cap Fund 5 saal mein 16.46% return diya hai, jisse yeh aapke paiso ko adhik se adhik kareeb le jaata hai. Yeh fund 3 saal mein 15.4% return diya hai, jisse yeh aapke paiso ko adhik se adhik lambi avadhi ke liye surakshit banaayega.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka Riskometer bahut high hai, lekin yeh fund aapke paiso ko adhik se adhik kareeb le jaata hai. Iske alawa, yeh fund aapke paiso ko adhik se adhik lambi avadhi ke liye surakshit banaayega. Haan, volatility bhi thodi kam hai, jisse yeh fund aapke paiso ko adhik se adhik lambi avadhi ke liye surakshit banaayega.
Q3: Which fund is more cost-effective?
Nippon India Large Cap Fund ka expense ratio 0.8% hai, jisse yeh fund aapke paiso ko adhik se adhik kareeb le jaata hai. Kotak Mahindra Liquid Fund ka expense ratio 0.12% hai, lekin yeh fund aapke paiso ko adhik se adhik lambi avadhi ke liye surakshit banane mein aasani se samarth nahi hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price