Nippon India Large Cap Fund vs Kotak Mahindra Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
12.82%
Today hum jaante hain do bade funds ke baare me, Nippon India Large Cap Fund aur Kotak Mahindra Large Cap Fund. Ye donon funds Large Cap category me hain aur hum unke 3Y aur 5Y return, expense ratio aur riskometer ke alawa asset allocation aur top holdings ke baare me bhi jaante hain. Dekho, yeh donon funds kis tarah ka hain aur kis fund mein investment kaun se nishkarsh hoga.
[VERDICT]| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BKotak Mahindra Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Kotak Mahindra |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 635.60 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.81 Lac Cr |
| Expense Ratio (%) | 0.8% | 1.36% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 11.32 |
| Sharpe Ratio | 0.73 | 0.56 |
| 1 Year Return (%) | -0.91% | -2.46% |
| 3 Year Return (%) | 15.4% | 12.82% |
| 5 Year Return (%) | 16.46% | 12.2% |
| Since Launch (%) | 15.3% | 13.87% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Harsha Upadhyaya (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 16% |
🤖 AI Verdict – Which is Better?
Haan, sach ye hai, Nippon India Large Cap Fund 3Y aur 5Y return me Kotak Mahindra Large Cap Fund se bada hai. Lekin expense ratio ke perspective se Kotak Mahindra Large Cap Fund 1.36% hai, jo Nippon India Large Cap Fund se 0.56% jyada hai. Isliye, humein lagta hai ki Nippon India Large Cap Fund long-term wealth creation ke liye acha fund hai, lekin Kotak Mahindra Large Cap Fund ka expense ratio kam hai.
[SIP_SUITABILITY]Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Kotak Mahindra Large Cap Fund?
- Expense ratio: 1.36%
- 3Y return: 12.82%
- AUM: 3.81 Lac Cr
- Sharpe Ratio: 0.56
📈 SIP Suitability
SIP ke perspective se, humein lagta hai ki Nippon India Large Cap Fund better fund hai. Isme 96.43% equity hain, jo Kotak Mahindra Large Cap Fund se jyada hai. Isse pata chalta hai ki Nippon India Large Cap Fund ki consistency aur return stability aur bhi acchi hai.
[RISK_COST]⚠️ Risk & Cost Analysis
Riskometer aur volatility ke perspective se, donon funds Very High risk category me hain. Lekin Sharpe ratio ke perspective se, Nippon India Large Cap Fund 0.73 hai, jo Kotak Mahindra Large Cap Fund se jyada hai. Isse pata chalta hai ki Nippon India Large Cap Fund me risk-adjusted returns aur bhi acchi hai. Expense ratio ke perspective se, Kotak Mahindra Large Cap Fund 1.36% hai, jo Nippon India Large Cap Fund se jyada hai.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Asset allocation ke perspective se, donon funds 96% equity hain. Lekin top holdings ke perspective se, Nippon India Large Cap Fund me HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), aur Reliance Industries Ltd. (4.3%) hain, jo Kotak Mahindra Large Cap Fund se jyada concentrate hain. Isse pata chalta hai ki Nippon India Large Cap Fund me sector risk aur bhi jyada hai.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Kotak Mahindra Large Cap Fund
₹1220113.26
@12.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund 5Y return 16.46% hai, jo Kotak Mahindra Large Cap Fund se jyada hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund volatility 12.25 hai, jo Kotak Mahindra Large Cap Fund se jyada hai. Lekin Sharpe ratio ke perspective se, Nippon India Large Cap Fund 0.73 hai, jo Kotak Mahindra Large Cap Fund se jyada hai.
Q3: Which fund is more cost-effective?
Kotak Mahindra Large Cap Fund expense ratio 1.36% hai, jo Nippon India Large Cap Fund se jyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price