Nippon India Large Cap Fund vs JM Financial Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Dekho, aaj hum do large cap funds ke beech ki tulna karenge. Fundamental Fund A aur Fund B dono large cap funds hain, lekin inki performance aur riskometer ka bhavishya kya hai? Aaj hum in dono funds ke baare mein jaanege aur dekhege ki kis fund ko long-term ke liye invest karna chaahiye.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BJM Financial Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | JM Financial |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.26 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 12.25 |
| Sharpe Ratio | 0.73 | 0.67 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 16.46% | 12.03% |
| Since Launch (%) | 15.3% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Asit Bhandarkar (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 26% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono hi large cap funds hain, lekin 3Y return aur expense ratio ke hisaab se Fund A better hai. Fund A ka 3Y return 15.4% hai, jabki Fund B ka 14.7% hai. Aur Fund A ka expense ratio 0.8% hai, jabki Fund B ka 0.52% hai. Isliye Fund A long-term ke liye better hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider JM Financial Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.26 Lac Cr
- Sharpe Ratio: 0.67
📈 SIP Suitability
SIP ke liye Fund A better hai. Fund A ka consistency aur return stability thoda adhik hai. Isliye yadi aap SIP ke through invest karna chaahate hain, to Fund A ek chhoti si jaankari se bhi behtar hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se Fund A thoda adhik risk hai, lekin Sharpe ratio aur expense ratio ke hisaab se Fund A better hai. Fund A ka Sharpe ratio 0.73 hai, jabki Fund B ka 0.67 hai. Isliye Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Fund A aur Fund B dono ki asset allocation thoda aisa hai, lekin Fund B ka T-Bills ke hisaab se asset allocation slightly diversified hai. Fund A ka asset allocation 96.43% equity hai, jabki Fund B ka 96% equity aur 4% T-Bills hai. Isliye Fund B ka asset allocation thoda aisa hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
JM Financial Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans. Fund A. Fund A ka 5Y return 16.46% hai, jabki Fund B ka 12.03% hai. Isliye Fund A long-term ke liye better hai.
Q2: Is the higher risk fund worth it?
Ans. Nahi, Fund A ka Sharpe ratio thoda adhik hai. Fund A ka Sharpe ratio 0.73 hai, jabki Fund B ka 0.67 hai. Isliye Fund A better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Ans. Fund B. Fund B ka expense ratio 0.52% hai, jabki Fund A ka 0.8% hai. Isliye Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price