Nippon India Large Cap Fund vs Invesco Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.93%
Dekho, aapke paas do funds hain - Nippon India Large Cap Fund aur Invesco Mutual Fund Liquid Fund. Ye fund dono alag-alag categories mein hain. Aaj, hum aapko bataayenge ki aap ke paas kya chunna hai. Aap kya seekhenge? Hum aapko fund ke characteristics aur aapke investment ke liye suitability ka mulyankan karayenge.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BInvesco Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Invesco Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 98.75 | 3819.94 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.76 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.13 |
| Sharpe Ratio | 0.73 | 3.31 |
| 1 Year Return (%) | -0.91% | 6.17% |
| 3 Year Return (%) | 15.4% | 6.93% |
| 5 Year Return (%) | 16.46% | 6.11% |
| Since Launch (%) | 15.3% | 6.82% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Amit Ganatra (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 269% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye, hamara verdict hai ki Nippon India Large Cap Fund achha hai. Ye fund 3Y return mein 15.4% ki gatividhi dikhata hai, lekin expense ratio 0.8% hai, jo thoda high hai. Invesco Mutual Fund Liquid Fund ka riskometer low hai, lekin 3Y return 6.93% hai, jo kafi accha hai. Lekin, aapko yeh pata chahiye ki aapka investment objective kya hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Invesco Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.76 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
SIP ke liye, Nippon India Large Cap Fund zyada suitable hai. Is fund ne 5Y return mein 16.46% ki gatividhi dikhayi hai, jo kafi accha hai. Lekin, Invesco Mutual Fund Liquid Fund ka return stability bahut accha hai, kyunki yeh fund liquid assets mein invest karta hai. Aapke 10+ saal ka SIP plan ke liye, Nippon India Large Cap Fund kaafi accha hai.
⚠️ Risk & Cost Analysis
Nippon India Large Cap Fund ka riskometer very high hai, lekin sharpe ratio 0.73 hai, jo kafi accha hai. Is fund ka volatility 12.25 hai, jo zyada hai. Lekin, Invesco Mutual Fund Liquid Fund ka riskometer low hai, lekin sharpe ratio 3.31 hai, jo bahut accha hai. Isse lagta hai ki Invesco Mutual Fund Liquid Fund mein risk-adjusted return zyada hai.
📊 Portfolio Diversification
Nippon India Large Cap Fund ka asset allocation equity mein 96.43% hai, jo zyada hai. Is fund ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hain. Invesco Mutual Fund Liquid Fund ka asset allocation T-Bills, CD, CP, aur cash mein 65%, 20%, 10%, aur 5% hai. Is fund ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hain. Invesco Mutual Fund Liquid Fund zyada diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Invesco Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ne 5Y return mein 16.46% ki gatividhi dikhayi hai, jo Invesco Mutual Fund Liquid Fund se zyada hai, jo 6.11% hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka riskometer very high hai, lekin sharpe ratio 0.73 hai, jo Invesco Mutual Fund Liquid Fund se zyada hai, jo 3.31 hai.
Q3: Which fund is more cost-effective?
Invesco Mutual Fund Liquid Fund ka expense ratio 0.12% hai, jo Nippon India Large Cap Fund ka expense ratio 0.8% se zyada accha hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price