Nippon India Large Cap Fund vs ICICI Prudential Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
15.42%
Dekho, if you are planning to invest in Indian equity funds, it's essential to compare Large Cap and Small Cap funds. Today, we will compare Fund A - Nippon India Large Cap Fund and Fund B - ICICI Prudential Small Cap Fund. Chaliye, let's see which fund is better for long-term wealth creation.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BICICI Prudential Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Large Cap | Small Cap |
| NAV (₹) | 98.75 | 96.92 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.27 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.82% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 17.48 |
| Sharpe Ratio | 0.73 | 0.51 |
| 1 Year Return (%) | -0.91% | 1.68% |
| 3 Year Return (%) | 15.4% | 15.42% |
| 5 Year Return (%) | 16.46% | 17.22% |
| Since Launch (%) | 15.3% | 16.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Harsh Upadhyaya; Sharmila D'Silva (4.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Aarti Drugs Ltd. (3.2%), Hatsun Agro Product Ltd. (2.9%), National Aluminium Company Ltd. (2.7%) |
| Asset Allocation | Equity: 96.43% | Equity: 91.00% | Cash & Equivalents: 9.00% |
| Portfolio Turnover | 70% | 21% |
🤖 AI Verdict – Which is Better?
Haan, based on our analysis, Fund A - Nippon India Large Cap Fund is a better choice for long-term wealth creation. Its 3Y return of 15.4% is higher than Fund B's 15.42%. Lekin, what's more impressive is its expense ratio of 0.8%, which is lower than Fund B's 0.82%. Sach ye hai, Fund A offers better returns with lower costs. Therefore, our verdict is that Fund A is the better choice for long-term wealth creation.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider ICICI Prudential Small Cap Fund?
- Expense ratio: 0.82%
- 3Y return: 15.42%
- AUM: 2.27 Lac Cr
- Sharpe Ratio: 0.51
📈 SIP Suitability
Apna SIP kaafi zaroori hai (your SIP is very important) for long-term wealth creation. Chaliye, let's compare the consistency and return stability of both funds. Fund A has a 3Y return of 15.4% and a 5Y return of 16.46%, while Fund B has a 3Y return of 15.42% and a 5Y return of 17.22%. Haan, Fund B seems to be more consistent in the long run. Lekin, Fund A's lower expense ratio makes it a better choice for a SIP.
⚠️ Risk & Cost Analysis
Riskometer and volatility are essential factors to consider while investing. Dekho, both funds have a very high riskometer. Lekin, let's compare their volatility. Fund A has a volatility of 12.25, while Fund B has a volatility of 17.48. Haan, Fund B is more volatile. Sharpe ratio is another important factor. Fund A has a Sharpe ratio of 0.73, while Fund B has a Sharpe ratio of 0.51. Lekin, Fund B's higher risk-adjusted returns make it an attractive option.
📊 Portfolio Diversification
Asset allocation and top holdings concentration are crucial for portfolio diversification. Chaliye, let's compare both funds. Fund A has an asset allocation of 96.43% in equity, while Fund B has an asset allocation of 91.00% in equity. Haan, Fund A is more concentrated in equity. Lekin, its top holdings are HDFC Bank Ltd., ICICI Bank Ltd., and Reliance Industries Ltd., which are well-diversified sectors. Fund B, on the other hand, has a higher concentration in its top holdings.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
ICICI Prudential Small Cap Fund
₹1429907.82
@15.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A gives better returns in the long run, with a 5Y return of 16.46% compared to Fund B's 17.22%.
Q2: Is the higher risk fund worth it?
No, the higher risk fund (Fund B) is not worth it, considering its higher volatility of 17.48 and lower Sharpe ratio of 0.51 compared to Fund A.
Q3: Which fund is more cost-effective?
Fund A is more cost-effective, with an expense ratio of 0.8% compared to Fund B's 0.82%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price