Nippon India Large Cap Fund vs ICICI Prudential Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
20.43%
Chaliye dekho, aaj hum do mutual funds ke beech ki tareekh ki baat karenge - Nippon India Large Cap Fund aur ICICI Prudential Multi Cap Fund. Ye do funds alag-alag categories mein aate hain. Fund A Large Cap category mein aata hai, jabki Fund B Multi Cap category mein aata hai. Aaj hum dekhenge ki ye dono funds aapke paiso ki kheenchi kaise hain.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BICICI Prudential Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 98.75 | 934.98 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.70 Lac Cr |
| Expense Ratio (%) | 0.8% | 1.74% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 13.2 |
| Sharpe Ratio | 0.73 | 1.06 |
| 1 Year Return (%) | -0.91% | 6.9% |
| 3 Year Return (%) | 15.4% | 20.43% |
| 5 Year Return (%) | 16.46% | 17.37% |
| Since Launch (%) | 15.3% | 16.31% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Lalit Kumar; Sharmila D'Silva (3.9 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | BSE Ltd. (3.31%), Ultratech Cement Ltd. (2.85%), Jindal Steel Ltd. (2.73%) |
| Asset Allocation | Equity: 96.43% | Equity: 97.97% |
| Portfolio Turnover | 70% | 45% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund B, ICICI Prudential Multi Cap Fund, better hai. Iska three-year return 20.43% hai, jo Fund A se zyada hai. Lekin expense ratio kaam hai. Ye dono funds high-risk hai, lekin Fund B ka Sharpe ratio 1.06 hai, jo Fund A se zyada hai. Haan, Fund B ka expense ratio 1.74% hai, jo Fund A ki expense ratio se zyada hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider ICICI Prudential Multi Cap Fund?
- Expense ratio: 1.74%
- 3Y return: 20.43%
- AUM: 1.70 Lac Cr
- Sharpe Ratio: 1.06
📈 SIP Suitability
SIP ke liye Fund B, ICICI Prudential Multi Cap Fund, better hai. Iska consistency aur return stability Fund A se zyada hai. Ye fund aapke SIP ka monthly return provide karega. Lekin yad rakho, SIP mein risk hai, aur aapko apne financial goals ke anusaar invest karna hoga.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se Fund A, Nippon India Large Cap Fund, zyada riski hai. Lekin Fund B ka Sharpe ratio Fund A se zyada hai. Ye dono funds high-risk hai, lekin Fund B ka expense ratio Fund A se zyada hai. Haan, Fund B ka Sharpe ratio Fund A se zyada hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se Fund B, ICICI Prudential Multi Cap Fund, adhik diversified hai. Iska asset allocation 97.97% hai, jo Fund A ke asset allocation se zyada hai. Lekin Fund A ka top holdings ka concentration zyada hai. Ye dono funds sector risk ka khata hai, lekin Fund B ka sector risk Fund A se kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
ICICI Prudential Multi Cap Fund
₹1966010.45
@20.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B, ICICI Prudential Multi Cap Fund, iske 5Y return 17.37% aur 3Y return 20.43% ke hisaab se better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund B ka Sharpe ratio 1.06 hai, jo Fund A ke Sharpe ratio se zyada hai. Lekin Fund B ka expense ratio Fund A ki expense ratio se zyada hai.
Q3: Which fund is more cost-effective?
Fund A, Nippon India Large Cap Fund, ka expense ratio 0.8% hai, jo Fund B ki expense ratio se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price