Nippon India Large Cap Fund vs ICICI Prudential Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.93%
Dekho, investors ke paas do achhe fund hain - Nippon India Large Cap Fund aur ICICI Prudential Liquid Fund. Chaliye, humein Fund A aur Fund B ke beech ki comparison karni hogi. Aapko pata chalega ki Fund A kis Category mein aata hai aur Fund B ka Category kya hai. Aapko pata bhi chalega ki aapko Fund B se Fund A ki comparison karna hoga ya nahi.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BICICI Prudential Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Large Cap | Liquid |
| NAV (₹) | 98.75 | 411.88 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.74 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.12 |
| Sharpe Ratio | 0.73 | 3.58 |
| 1 Year Return (%) | -0.91% | 6.15% |
| 3 Year Return (%) | 15.4% | 6.93% |
| 5 Year Return (%) | 16.46% | 6.11% |
| Since Launch (%) | 15.3% | 6.84% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Nikhil Kabra; Ritesh Lunawat (4.8 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 241% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A aur Fund B dono hain alag-alag Category mein. Fund A Large Cap hai aur Fund B Liquid hai. Haan, Fund A ka 3Y return theek hai, lekin expense ratio thoda zyada hai. Fund B ka expense ratio bahut kam hai, lekin return bhi kam hai. Chaliye, humein Fund A ko long-term mein jyada wealth creation ke liye prefer karna hoga.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider ICICI Prudential Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.74 Lac Cr
- Sharpe Ratio: 3.58
📈 SIP Suitability
SIP suitabilty ke liye, humein consistency aur return stability ka dhyan dena hoga. Fund A ka 1Y return -0.91% hai, lekin Fund B ka 1Y return 6.15% hai. Chaliye, Fund B SIP ke liye better hai, kyonki iska return stability se jyada hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility se Fund A ki jyada risk hai, lekin Sharpe ratio ke liye Fund B better hai. Expense ratio ke liye Fund B bahut kam hai, lekin Fund A ka return jyada hai. Chaliye, Fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation se Fund B ka portfolio diversified hai, kyonki iska asset allocation Equity, T-Bills, CD, CP, aur Cash mein hai. Fund A ka portfolio concentrated hai, kyonki iska asset allocation 96.43% Equity mein hai. Chaliye, Fund B ka portfolio diversification se jyada hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
ICICI Prudential Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 16.46% hai, jo Fund B ka 5Y return 6.11% se jyada hai. Haan, Fund A long run mein jyada returns deta hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ki jyada risk hai, lekin Sharpe ratio ke liye Fund A better hai. Volatility ke liye Fund A jyada hai, lekin Fund B ka return stability se jyada hai. Chaliye, Fund A ki jyada risk worth hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.12% hai, jo Fund A ka expense ratio 0.8% se kam hai. Haan, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price