Nippon India Large Cap Fund vs ICICI Prudential Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.81%
Chaliye dekho! Today, hamare paas do bade fund hai: Nippon India Large Cap Fund aur ICICI Prudential Large Cap Fund. Dono fund Large Cap category mein hai aur investment ke liye bahut hi popular hai. Is article mein, hum dekhenge ki dono fund ke beech mein kya difference hai, aur kis fund ki investment karne se aapko bhi fayda hoga.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BICICI Prudential Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | ICICI Prudential |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 117.10 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.36 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 11.43 |
| Sharpe Ratio | 0.73 | 0.73 |
| 1 Year Return (%) | -0.91% | -2.39% |
| 3 Year Return (%) | 15.4% | 14.81% |
| 5 Year Return (%) | 16.46% | 14.18% |
| Since Launch (%) | 15.3% | 14.71% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Anish Tawakley (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 17% |
🤖 AI Verdict – Which is Better?
Haan, hamara verdict ab yahaan hai. Long-term wealth creation ke liye, humko 3Y return, expense ratio, aur risk ke beech chunna hoga. Fund A ka 3Y return 15.4% hai, jo Fund B ka 14.81% se zyada hai. Expense ratio mein bhi Fund A jeet raha hai, jo 0.8% hai, lekin Fund B ka 0.52% hai. Riskometer mein dono fund very high risk ke sath hai, lekin Fund B ka volatility 11.43 hai, jo Fund A ka 12.25 se kam hai. To, hamara verdict hai ki Fund A long-term wealth creation ke liye bhai better hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider ICICI Prudential Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.81%
- AUM: 2.36 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
SIP suitability ke liye, hum consistency aur return stability ke beech chunna hoga. Fund A ka 1Y return -0.91% hai, jo Fund B ka -2.39% se kam hai. 5Y return mein bhi Fund A jeet raha hai, jo 16.46% hai, lekin Fund B ka 14.18% hai. To, Fund A monthly SIP ke liye better hai.
⚠️ Risk & Cost Analysis
Ab hum riskometer, volatility, Sharpe ratio, aur expense ratio ke beech chunna hoga. Riskometer mein dono fund very high risk ke sath hai, lekin Fund B ka volatility 11.43 hai, jo Fund A ka 12.25 se kam hai. Sharpe ratio mein bhi dono fund ek jaisa hai, lekin Fund A ka expense ratio 0.8% hai, jo Fund B ka 0.52% se kam hai. To, Fund B better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Portfolio diversification ke liye, hum asset allocation aur top holdings concentration ke beech chunna hoga. Fund A ka asset allocation Equity mein 96.43% hai, jo Fund B ka 96% se kam hai. Top holdings concentration mein bhi Fund A jeet raha hai, jo HDFC Bank Ltd. aur ICICI Bank Ltd. ke beech se bahut kam hai. To, Fund A portfolio diversification ke liye better hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
ICICI Prudential Large Cap Fund
₹1377083.20
@14.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach yeh hai, Fund A ka 5Y return 16.46% hai, jo Fund B ka 14.18% se jyada hai. To, Fund A long run mein better returns offer karta hai.
Q2: Is the higher risk fund worth it?
Lekin, Fund B ka volatility 11.43 hai, jo Fund A ka 12.25 se kam hai. Sharpe ratio mein bhi dono fund ek jaisa hai. To, Fund B ki higher risk worth hai.
Q3: Which fund is more cost-effective?
Sach yeh hai, Fund B ka expense ratio 0.52% hai, jo Fund A ka 0.8% se kam hai. To, Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price