Nippon India Large Cap Fund vs HSBC Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Hum aaj Fund A aur Fund B ko compare karne jaa rahe hain. Dono funds Large Cap category mein hain. Hum dekhein ke Fund A aur Fund B mein kya farq hai aur aapko kis fund ki zaroorat hai. Chaliye, let's start.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BHSBC Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HSBC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.97 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 11.46 |
| Sharpe Ratio | 0.73 | 0.72 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 16.46% | 12.03% |
| Since Launch (%) | 15.3% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Cheenu Gupta (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 18% |
🤖 AI Verdict – Which is Better?
Long-term wealth creation ke liye hum Fund A ko better fund samjhte hain. Ye fund 3Y return mein 15.4% return de raha hai, jabki Fund B 14.7% return de raha hai. Expense ratio bhi Fund A ka 0.8% better hai Fund B ka 0.52%. Riskometer aur volatility bhi dono fund very high hai, lekin Fund A ka Sharpe ratio 0.73 hai, jo Fund B ka 0.72 se bada hai. Sach ye hai, Fund A long-term investment ke liye aapke liye better fund hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider HSBC Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.97 Lac Cr
- Sharpe Ratio: 0.72
📈 SIP Suitability
Monthly SIP ke liye hum Fund A ko better fund samjhte hain. Fund A ka 3Y return Fund B ke 3Y return se bada hai, aur expense ratio bhi Fund A ka 0.8% Fund B ka 0.52% se bada hai. Fund A ka asset allocation bhi better hai, jo 96.43% Equity hai, jabki Fund B ka asset allocation 96% Equity aur 4% T-Bills hai. Dekho, Fund A ka return stability aur consistency Fund B se bada hai.
⚠️ Risk & Cost Analysis
Hum dono funds ke riskometer, volatility, Sharpe ratio, aur expense ratio ko compare karenge. Fund A ka riskometer aur volatility Fund B se high hai, lekin Fund A ka Sharpe ratio 0.73 hai, jo Fund B ka 0.72 se bada hai. Expense ratio bhi Fund A ka 0.8% better hai Fund B ka 0.52%. Sach ye hai, Fund A ka risk-adjusted return Fund B se better hai.
📊 Portfolio Diversification
Hum dono funds ke asset allocation aur top holdings concentration ko compare karenge. Fund A ka asset allocation 96.43% Equity hai, jabki Fund B ka asset allocation 96% Equity aur 4% T-Bills hai. Top holdings concentration bhi Fund A ka better hai, jo HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), aur Reliance Industries Ltd. (4.3%) hai. Fund B ka top holdings concentration HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hai. Dekho, Fund A ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
HSBC Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Ans: Fund A. Fund A ka 5Y return 16.46% hai, jabki Fund B ka 5Y return 12.03% hai.
Q2: Is the higher risk fund worth it?
Ans: Nahi, Fund A ka risk-adjusted return Fund B se better hai. Fund A ka Sharpe ratio 0.73 hai, jo Fund B ka 0.72 se bada hai.
Q3: Which fund is more cost-effective?
Ans: Fund B. Fund B ka expense ratio 0.52% hai, jo Fund A ka 0.8% se chhota hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price