Nippon India Large Cap Fund vs HDFC Top 100 Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
11.02%
Aap logon ke liye, hum do large cap funds ka vivaran karne ja rahe hain - Fund A, Nippon India Large Cap Fund aur Fund B, HDFC Top 100 Fund. Fund A Large Cap Category mein hai, jabki Fund B bhi Large Cap Category mein hai. Ye dono funds hamaare paas 10+ saal ki SIP ke liye suitable hain. Dekho, aaj hum kya dekhainge.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BHDFC Top 100 Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 14.66 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.33 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.31% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 13.05 |
| Sharpe Ratio | 0.73 | 0.35 |
| 1 Year Return (%) | -0.91% | -2.86% |
| 3 Year Return (%) | 15.4% | 11.02% |
| 5 Year Return (%) | 16.46% | 10.33% |
| Since Launch (%) | 15.3% | 9.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 23 February 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Rahul Baijal; Roshi Jain (4.1 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 33% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B dono hi riskometer par very high hain, lekin 3Y return mein Fund A ka 15.4% aur Fund B ka 11.02% hai. Expense ratio ka samay hai, fund A ka expense ratio 0.8% aur fund B ka 0.31% hai. Isliye, hum dekh rahe hain, Fund A long-term mein better fund hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider HDFC Top 100 Fund?
- Expense ratio: 0.31%
- 3Y return: 11.02%
- AUM: 2.33 Lac Cr
- Sharpe Ratio: 0.35
📈 SIP Suitability
Chaliye, hum SIP ke liye dono funds ka analysis karte hain. Fund A ka 5Y return 16.46% hai, jabki fund B ka 10.33% hai. Fund A ka consistency aur return stability bhi better hai. Isliye, 10+ saal ke liye SIP ke liye Fund A better fund hai.
⚠️ Risk & Cost Analysis
Sach ye hai, dono funds ki riskometer very high hai, lekin volatility aur Sharpe ratio mein Fund A better hai. Fund A ka Sharpe ratio 0.73 hai, jabki fund B ka 0.35 hai. Isliye, Fund A better risk-adjusted returns pata hai.
📊 Portfolio Diversification
Asset allocation mein Fund A ka 96.43% equity aur fund B ka 96% equity hai. Top holdings mein bhi dono funds mein HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hain. Lekin concentration mein Fund B ka 6.9% se 4.3% ki comparison hai. Isliye, Fund A ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
HDFC Top 100 Fund
₹1096225.54
@11.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 5Y return 16.46% hai, jabki fund B ka 10.33% hai. Isliye, Fund A long-run mein better fund hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund A ka volatility 12.25 hai, jabki fund B ka 13.05 hai. Lekin Fund A ka Sharpe ratio 0.73 hai, jabki fund B ka 0.35 hai. Isliye, Fund A better risk-adjusted returns pata hai.
Q3: Which fund is more cost-effective?
Haan, fund B ka expense ratio 0.31% hai, jabki fund A ka 0.8% hai. Isliye, fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price