Nippon India Large Cap Fund vs HDFC Small Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
15.78%
Yeh article mein hum do fund ke beech ka talaash karenge - Nippon India Large Cap Fund aur HDFC Small Cap Fund. Duniya mein Large Cap aur Small Cap fund dono hi popular hain, lekin unka risk aur return alag-alag hota hai. Is article mein hum ek tarah se in dono fund ke beech ka talaash karenge.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BHDFC Small Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Large Cap | Small Cap |
| NAV (₹) | 98.75 | 152.64 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.82 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.73% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 16.9 |
| Sharpe Ratio | 0.73 | 0.55 |
| 1 Year Return (%) | -0.91% | 0.2% |
| 3 Year Return (%) | 15.4% | 15.78% |
| 5 Year Return (%) | 16.46% | 18.08% |
| Since Launch (%) | 15.3% | 18.02% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 30 June 2014 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Chirag Setalvad; Dhruv Muchhal (11.9 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Smallcap 250 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | Aster DM Healthcare Ltd. (4.42%), Bank Of Baroda (3.23%), Firstsource Solutions Ltd. (3.17%) |
| Asset Allocation | Equity: 96.43% | Equity: 90.45% |
| Portfolio Turnover | 70% | 6% |
🤖 AI Verdict – Which is Better?
Haan, Fund B, HDFC Small Cap Fund, long-term wealth creation ke liye better hai. Iska reason yeh hai ki yeh fund ke 3Y return 15.78% hai, jisaki comparison me Fund A ke 3Y return 15.4% hai. Iske alawa, yeh fund ke expense ratio 0.73% hai, jo ki Fund A ke expense ratio 0.8% se kam hai. Riskometer bhi dono fund Very High hai, lekin Fund B ka volatility 16.9 hai, jo ki Fund A ka volatility 12.25 se jyada hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider HDFC Small Cap Fund?
- Expense ratio: 0.73%
- 3Y return: 15.78%
- AUM: 3.82 Lac Cr
- Sharpe Ratio: 0.55
📈 SIP Suitability
SIP (Systematic Investment Plan) ke liye SIP suitabilty check karne ke liye hum consistency aur return stability ka dhyan de rhe hain. Fund B HDFC Small Cap Fund isme consistent return de rha hai, lekin Fund A Nippon India Large Cap Fund isme thoda kam consistent return de rha hai. Isliye, SIP ke liye Fund B best hai.
⚠️ Risk & Cost Analysis
Yeh Fund B HDFC Small Cap Fund better risk-adjusted returns de rha hai. Iska reason yeh hai ki yeh fund ka Riskometer Very High hai, lekin yeh fund ka Sharpe ratio 0.55 hai, jo ki Fund A ka Sharpe ratio 0.73 se kam hai. Iske alawa, Fund B ka expense ratio 0.73% hai, jo ki Fund A ka expense ratio 0.8% se kam hai.
📊 Portfolio Diversification
Yeh Fund B HDFC Small Cap Fund isme asset allocation aur top holdings concentration ka dhyan de rha hai. Fund B ka asset allocation 90.45% hai, jo ki Fund A ka asset allocation 96.43% se kam hai. Iske alawa, Fund B ka top holdings concentration bhi kam hai, jisaki reason yeh hai ki yeh fund ka asset allocation diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
HDFC Small Cap Fund
₹1462201.27
@15.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund B HDFC Small Cap Fund long run mein better returns de rha hai, kyonki yeh fund ka 5Y return 18.08% hai, jo ki Fund A ka 5Y return 16.46% se jyada hai.
Q2: Is the higher risk fund worth it?
Nahin, Fund B HDFC Small Cap Fund ka volatility 16.9 hai, jo ki Fund A ka volatility 12.25 se jyada hai. Isliye, Fund B ko higher risk fund nahi mana jata.
Q3: Which fund is more cost-effective?
Fund B HDFC Small Cap Fund is more cost-effective, kyonki yeh fund ka expense ratio 0.73% hai, jo ki Fund A ka expense ratio 0.8% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price