Nippon India Large Cap Fund vs HDFC Infra Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
7.4%
Today, we will compare two popular funds, Nippon India Large Cap Fund and HDFC Infra Fund, to help you make a well-informed investment decision. Dekho, these funds belong to different categories, Large Cap and Thematic, which means their investment strategies and risk profiles are distinct. Chaliye, let's dive into the comparison and see which fund is better suited for your long-term wealth creation goals.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BHDFC Infra Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Large Cap | Thematic |
| NAV (₹) | 98.75 | 33.77 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.19 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.5% |
| Riskometer | Very High | Moderate |
| Volatility | 12.25 | 14.88 |
| Sharpe Ratio | 0.73 | 0.06 |
| 1 Year Return (%) | -0.91% | 6.36% |
| 3 Year Return (%) | 15.4% | 7.4% |
| 5 Year Return (%) | 16.46% | 6.49% |
| Since Launch (%) | 15.3% | 6.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Roshi Jain (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty Infrastructure TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (5.8%), ICICI Bank Ltd. (5.2%), Larsen & Toubro Ltd. (4.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 70% | 35% |
🤖 AI Verdict – Which is Better?
After analyzing the data, haan, we can say that Nippon India Large Cap Fund is the clear winner for long-term wealth creation. Its 3Y return of 15.4% is significantly higher than HDFC Infra Fund's 7.4%. Lekin, HDFC Infra Fund's expense ratio of 0.5% is lower than Nippon India Large Cap Fund's 0.8%. Sach ye hai, for long-term investments, we prioritize returns over costs. Therefore, Nippon India Large Cap Fund is the better choice.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider HDFC Infra Fund?
- Expense ratio: 0.5%
- 3Y return: 7.4%
- AUM: 2.19 Lac Cr
- Sharpe Ratio: 0.06
📈 SIP Suitability
When it comes to monthly SIPs for 10+ years, consistency and return stability are key. Dekho, Nippon India Large Cap Fund has a 5Y return of 16.46%, which is higher than HDFC Infra Fund's 6.49%. Chaliye, this fund is more suitable for long-term SIP investments.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, and expense ratio are all important factors to consider. Nippon India Large Cap Fund has a Very High riskometer and volatility of 12.25, while HDFC Infra Fund has a Moderate riskometer and volatility of 14.88. Sharpe ratio is 0.73 for Nippon India Large Cap Fund and 0.06 for HDFC Infra Fund. Sach ye hai, Nippon India Large Cap Fund offers better risk-adjusted returns despite its higher risk.
📊 Portfolio Diversification
Asset allocation and top holdings concentration are crucial for portfolio diversification. Nippon India Large Cap Fund has an asset allocation of 96.43% in equity and top holdings concentration in HDFC Bank Ltd., ICICI Bank Ltd., and Reliance Industries Ltd. HDFC Infra Fund has an asset allocation of 95% in equity and 5% in T-Bills, with top holdings in HDFC Bank Ltd., ICICI Bank Ltd., and Larsen & Toubro Ltd. Chaliye, HDFC Infra Fund is more diversified with a sector allocation in T-Bills.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
HDFC Infra Fund
₹890195.03
@7.4% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund gives better returns in the long run with a 5Y return of 16.46% compared to HDFC Infra Fund's 6.49%.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund has higher volatility and risk but offers better risk-adjusted returns with a Sharpe ratio of 0.73 compared to HDFC Infra Fund's 0.06.
Q3: Which fund is more cost-effective?
HDFC Infra Fund is more cost-effective with an expense ratio of 0.5% compared to Nippon India Large Cap Fund's 0.8%.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price