Nippon India Large Cap Fund vs HDFC ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
16.22%
Agar aapki investment hai large cap ya ELSS fund mein, to is article mein hum kuch fundon ka compare karenge. Nippon India Large Cap Fund aur HDFC ELSS Tax Saver Fund ko hum dekhenge. Nippon India Large Cap Fund ek large cap fund hai, jabki HDFC ELSS Tax Saver Fund ek equity-linked saving scheme (ELSS) hai. Is article mein hum in dono fundon ki comparison karenge aur dekhenge ki kis fund mein invest karna achha hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BHDFC ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | HDFC Mutual Fund |
| Category | Large Cap | ELSS |
| NAV (₹) | 98.75 | 1325.00 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.8% | 1.24% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 13.3 |
| Sharpe Ratio | 0.73 | 0.73 |
| 1 Year Return (%) | -0.91% | -5.24% |
| 3 Year Return (%) | 15.4% | 16.22% |
| 5 Year Return (%) | 16.46% | 16.62% |
| Since Launch (%) | 15.3% | 12.04% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 April 2006 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Amar Kalkundrikar; Dhruv Muchhal (2.9 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | ICICI Bank Ltd. (8.93%), HDFC Bank Ltd. (8.23%), Axis Bank Ltd. (7.22%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.57% | GOI Sec: 0.33% |
| Portfolio Turnover | 70% | 32% |
🤖 AI Verdict – Which is Better?
Nippon India Large Cap Fund aur HDFC ELSS Tax Saver Fund dono fund hain jo ek-ek high risk par aate hain, lekin Nippon India Large Cap Fund 3Y return mein HDFC ELSS Tax Saver Fund se bhi bada return deta hai. Iske alawa, Nippon India Large Cap Fund ka expense ratio HDFC ELSS Tax Saver Fund ke expense ratio se kam hai. Isliye, hamara verdict hai ki Nippon India Large Cap Fund long-term mein wealth creation ke liye better fund hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider HDFC ELSS Tax Saver Fund?
- Expense ratio: 1.24%
- 3Y return: 16.22%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.73
📈 SIP Suitability
Agar aap 10+ years ke liye monthly SIP mein invest karna chahte hain, to Nippon India Large Cap Fund aapke liye better fund hai. Is fund ka 1Y return HDFC ELSS Tax Saver Fund ke 1Y return se bhi kam hai, lekin 3Y aur 5Y return mein Nippon India Large Cap Fund HDFC ELSS Tax Saver Fund se bada return deta hai. Isse pata chalta hai ki Nippon India Large Cap Fund ki consistency aur return stability HDFC ELSS Tax Saver Fund se badi hai.
⚠️ Risk & Cost Analysis
Nippon India Large Cap Fund aur HDFC ELSS Tax Saver Fund dono fund hain jo ek-ek high risk par aate hain, lekin Nippon India Large Cap Fund ka riskometer HDFC ELSS Tax Saver Fund ke riskometer se kam hai. Iske alawa, Nippon India Large Cap Fund ka volatility HDFC ELSS Tax Saver Fund ke volatility se kam hai. Sharpe ratio mein bhi Nippon India Large Cap Fund HDFC ELSS Tax Saver Fund se achha hai. Isliye, Nippon India Large Cap Fund aapko better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Nippon India Large Cap Fund aur HDFC ELSS Tax Saver Fund dono fund hain jo ek-ek high equity portfolio mein invest karte hain. Nippon India Large Cap Fund ka asset allocation HDFC ELSS Tax Saver Fund ke asset allocation se kam hai, lekin HDFC ELSS Tax Saver Fund mein Government of India securities ka proportion Nippon India Large Cap Fund mein nahin hai. Isliye, HDFC ELSS Tax Saver Fund ka portfolio thoda aur diversified hai, lekin sector risk bhi upar hota hai. Nippon India Large Cap Fund ka portfolio thoda kam diversified hai, lekin sector risk bhi kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
HDFC ELSS Tax Saver Fund
₹1502840.21
@16.2% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund 5Y aur 3Y return mein HDFC ELSS Tax Saver Fund se bada return deta hai, lekin 1Y return mein HDFC ELSS Tax Saver Fund se kam hai. Isliye, long run mein Nippon India Large Cap Fund bhi achha return deta hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund aur HDFC ELSS Tax Saver Fund dono fund hain jo ek-ek high risk par aate hain, lekin Nippon India Large Cap Fund ka volatility HDFC ELSS Tax Saver Fund ke volatility se kam hai. Sharpe ratio mein bhi Nippon India Large Cap Fund HDFC ELSS Tax Saver Fund se achha hai. Isliye, Nippon India Large Cap Fund aapko better risk-adjusted returns deta hai.
Q3: Which fund is more cost-effective?
Nippon India Large Cap Fund ka expense ratio HDFC ELSS Tax Saver Fund ke expense ratio se kam hai. Isliye, Nippon India Large Cap Fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price