Nippon India Large Cap Fund vs Groww Mutual Fund Multi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
20.86%
Ab aap logon ko ek nai fund comparison milne waali hai. Yeh hai Nippon India Large Cap Fund aur Groww Mutual Fund Multi Cap Fund. Dekho, yeh do fund ek hi category me hain, lekin unki performance aur riskometer alag-alag hai. Is article me hum aapko bataenge ki kis fund aapke wealth creation ke liye better hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Multi Cap Fund - Regular Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Groww Mutual Fund |
| Category | Large Cap | Multi Cap |
| NAV (₹) | 98.75 | 19.01 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.84 Lac Cr |
| Expense Ratio (%) | 0.8% | 1.68% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 12.95 |
| Sharpe Ratio | 0.73 | 1.11 |
| 1 Year Return (%) | -0.91% | 5.23% |
| 3 Year Return (%) | 15.4% | 20.86% |
| 5 Year Return (%) | 16.46% | 0.27% |
| Since Launch (%) | 15.3% | 21.47% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 3 February 2023 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gopal Agrawal; Atul Zabhade (3.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 Multicap 50:25:25 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (6.5%), ICICI Bank Ltd. (5.8%), Reliance Industries Ltd. (4.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 97.00% | T-Bills: 3.00% |
| Portfolio Turnover | 70% | 26% |
🤖 AI Verdict – Which is Better?
Bas karke, hamara verdict hai ki Groww Mutual Fund Multi Cap Fund aapke liye better hai. Iska 3Y return 20.86% hai, jo ki ek bahut hi achha return hai. Iske alawa, expense ratio bhi kam hai, jo ki 1.68% hai. Aur riskometer bhi very high hai, lekin volatility aur sharpe ratio ke hisab se, yeh fund aapke liye thoda safer hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Groww Mutual Fund Multi Cap Fund?
- Expense ratio: 1.68%
- 3Y return: 20.86%
- AUM: 1.84 Lac Cr
- Sharpe Ratio: 1.11
📈 SIP Suitability
Ab aapko pata hai ki kis fund aapke liye better hai, lekin SIP suitabilty ke liye hum aapko kuch aur bhi batana chahte hain. Groww Mutual Fund Multi Cap Fund ka consistency aur return stability bahut achha hai, jo ki aapke liye ek achha SIP fund banata hai. Nippon India Large Cap Fund ka 3Y return bhi bahut achha hai, lekin expense ratio thoda jyada hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisab se, Nippon India Large Cap Fund thoda jyada risk hai, lekin sharpe ratio ke hisab se, Groww Mutual Fund Multi Cap Fund thoda safer hai. Expense ratio ke hisab se, Groww Mutual Fund Multi Cap Fund kam cost hai. Aur sharpe ratio ke hisab se, yeh fund aapke liye thoda better hai.
📊 Portfolio Diversification
Ab aapko pata hai ki kis fund aapke liye better hai, lekin portfolio diversification ke liye hum aapko kuch aur bhi batana chahte hain. Nippon India Large Cap Fund ka asset allocation Equity: 96.43% hai, jo ki thoda jyada concentration hai. Aur top 3 holdings ka concentration bhi thoda jyada hai, jo ki sector risk hai. Groww Mutual Fund Multi Cap Fund ka asset allocation Equity: 97.00% hai, jo ki thoda kam hai. Aur top 3 holdings ka concentration bhi kam hai, jo ki aapke liye better hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Groww Mutual Fund Multi Cap Fund
₹2021967.48
@20.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Groww Mutual Fund Multi Cap Fund ka 5Y return 0.27% hai, jo ki Nippon India Large Cap Fund ka 5Y return 16.46% se kam hai. Isliye, yeh fund aapke liye long run me better hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka riskometer very high hai, jo ki Groww Mutual Fund Multi Cap Fund se jyada hai. Lekin sharpe ratio ke hisab se, yeh fund thoda jyada risk hai. Isliye, yeh fund aapke liye thoda jyada risk hai, lekin sharpe ratio ke hisab se, yeh fund aapke liye thoda safer hai.
Q3: Which fund is more cost-effective?
Groww Mutual Fund Multi Cap Fund ka expense ratio 1.68% hai, jo ki Nippon India Large Cap Fund ka expense ratio 0.8% se kam hai. Isliye, yeh fund aapke liye cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price