Nippon India Large Cap Fund vs Groww Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.93%
Kya aapko pata hai ki aapke paas do mutual funds hain jo aapke investment ke liye aapne vichar manata hain? Fund A, Nippon India Large Cap Fund - Direct Plan - Growth aur Fund B, Groww Mutual Fund Liquid Fund - Direct Plan - Growth. Ye dono funds alag-alag categories mein hain. Fund A Large Cap category mein hai, jabki Fund B Liquid Fund category mein hai. Aaj hum aapko bataenge ki Fund A aur Fund B mein kya aisa hai jo aapko investment ke liye kaaran hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Groww Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 98.75 | 5622.79 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.60 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.11 |
| Sharpe Ratio | 0.73 | 3.91 |
| 1 Year Return (%) | -0.91% | 6.17% |
| 3 Year Return (%) | 15.4% | 6.93% |
| 5 Year Return (%) | 16.46% | 6.11% |
| Since Launch (%) | 15.3% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | N/A |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 203% |
🤖 AI Verdict – Which is Better?
Haan, to bataein, fund A aapke liye kitna achha hoga. Fund A ki 3Y return 15.4% hai, jo Fund B ki 6.93% se zyada hai. Lekin, expense ratio mein Fund B ka expense ratio 0.12% hai, jabki Fund A ka 0.8% hai. Riskometer ke hisab se Fund A zyada risk hai, lekin Sharpe ratio ke hisab se yeh fund aapke liye achha hoga. Haan, to humein lagta hai ki Fund A aapke liye kitna achha hoga.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Groww Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 4.60 Lac Cr
- Sharpe Ratio: 3.91
📈 SIP Suitability
Chaliye, to SIP suitability ke hisab se, Fund A zyada consistent returns de raha hai, lekin Fund B ka volatility zyada kam hai. Haan, to Fund B aapke liye zyada suitable hoga SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer ke hisab se Fund A zyada risk hai, lekin Sharpe ratio ke hisab se yeh fund aapke liye achha hoga. Expense ratio ke hisab se Fund B aapke liye zyada cost-effective hai. Haan, to Fund B aapke liye zyada achha hoga risk-adjusted returns ke liye.
📊 Portfolio Diversification
Asset allocation ke hisab se, Fund A zyada diversified hai, lekin Fund B ka asset allocation zyada fixed hai. Haan, to Fund A aapke liye zyada diversified hai. Lekin, top holdings ke hisab se, Fund B ka top holding State Bank of India CD hai, jo Fund A ka top holding HDFC Bank Ltd. hai. Haan, to Fund B ka asset allocation aapke liye zyada diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Groww Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 16.46% hai, jo Fund B ki 6.11% se zyada hai. Lekin, 3Y return ke hisab se Fund B zyada achha hai.
Q2: Is the higher risk fund worth it?
Sach ye hai, Fund A ka volatility 12.25% hai, jo Fund B ka 0.11% se zyada hai. Lekin, Sharpe ratio ke hisab se Fund A aapke liye achha hoga.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.12% hai, jo Fund A ka 0.8% se zyada kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price