Nippon India Large Cap Fund vs Groww Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Dekho, aap donon funds large cap category mein hain, lekin Fund A aur Fund B mein kuchh antar hai. Dekhna hoga ki kis fund mein long-term wealth creation ke liye aapko invest karna chahiye. Aaj humein Fund A aur Fund B ke comparison mein padhne ka mauka mil raha hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BGroww Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Groww Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.54 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 13.05 |
| Sharpe Ratio | 0.73 | 0.63 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 16.46% | 12.03% |
| Since Launch (%) | 15.3% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi; Amey Sathe (9.2 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 33% |
🤖 AI Verdict – Which is Better?
Haan, Fund A ke 3Y return mein 15.4% ki bhariya ghata hui hai, lekin expense ratio 0.8% hai, jo kitna hi zyada hai. Fund B ke 3Y return 14.7% hai aur expense ratio 0.52% hai, jo Fund A se kam hai. Riskometer bhi donon fund mein same hai, lekin Fund A ka Sharpe ratio 0.73 hai, jo Fund B se zyada hai. Sach ye hai, Fund A long-term wealth creation ke liye behtar fund hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Groww Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.54 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Chaliye, SIP ke liye kis fund ka chayan karna hai. Fund A ke 1Y return mein -0.91% ki ghata hui hai, lekin Fund B ke 1Y return mein -4.02% ki ghata hui hai. Lekin Fund B ka asset allocation Equity aur T-Bills mein hai, jo Fund A se behtar hai. Haan, Fund A ke 3Y return mein 15.4% ki bhariya ghata hui hai, lekin Fund B ka expense ratio 0.52% hai, jo Fund A se kam hai. Sach ye hai, Fund B SIP ke liye behtar fund hai.
⚠️ Risk & Cost Analysis
Haan, riskometer aur volatility ke hisab se darte hain, lekin donon fund mein same hai. Lekin Fund A ka Sharpe ratio 0.73 hai, jo Fund B se zyada hai. Expense ratio mein bhi Fund B ka ratio Fund A se kam hai. Sach ye hai, Fund B better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Chaliye, asset allocation aur top holdings concentration ke hisab se dekhte hain. Fund A ka asset allocation 96.43% Equity mein hai, lekin Fund B ka asset allocation 96.00% Equity aur 4.00% T-Bills mein hai. Top holdings concentration mein bhi Fund B ka concentration Fund A se kam hai. Haan, Fund A ka risk sector mein zyada hai, lekin Fund B ka asset allocation T-Bills mein hai, jo sector risk ko kam karta hai. Sach ye hai, Fund B ka portfolio diversification behtar hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Groww Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 16.46% hai, jo Fund B ka 5Y return 12.03% se zyada hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka Sharpe ratio 0.73 hai, jo Fund B ka Sharpe ratio 0.63 se zyada hai. Lekin Fund B ka volatility 13.05 hai, jo Fund A ka volatility 12.25 se kam hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.52% hai, jo Fund A ka expense ratio 0.8% se kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price