Nippon India Large Cap Fund vs Franklin Templeton Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Chaliye dekho, aaj hum do bade fundon ko compare karenge. Fund A Nippon India Large Cap Fund aur Fund B Franklin Templeton Large Cap Fund hain. Ye donon fund Large Cap category mein aate hain. Aaj humein pata lagne wala hai ki kis fund mein lagatar paisa dala jaata hai aur lagatar paise badhne ke liye kis fund ki zaroorat hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BFranklin Templeton Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Franklin Templeton |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.11 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 12.76 |
| Sharpe Ratio | 0.73 | 0.64 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 16.46% | 12.03% |
| Since Launch (%) | 15.3% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 31% |
🤖 AI Verdict – Which is Better?
Haan, kya hum yeh pata lag sakte hain ki kis fund mein lagatar paisa dala jaata hai? Dekho, 3Y return ke hisaab se Fund A ki 15.4% ki return Franklin Templeton ki 14.7% se jyada hai. Iske alawa, Fund A ka expense ratio 0.8% hai, jo Franklin Templeton ki 0.52% se jyada hai. Lekin Fund A ka riskometer bhi very high hai. Lekin, lagatar paisa kaise badhta hai, yeh fund A mein hoga. Toh, hamara verdict hai ki Fund A lagatar paisa badhne ke liye behtar hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Franklin Templeton Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 2.11 Lac Cr
- Sharpe Ratio: 0.64
📈 SIP Suitability
Haan, yeh pata lagte hain ki kis fund mein monthly SIP ki zaroorat hai. Dekho, Fund A ki consistency jyada hai, iske 5Y return 16.46% hai, jo Franklin Templeton ki 12.03% se jyada hai. Iske alawa, Fund A ki return stability jyada hai, iske 1Y return -0.91% hai, jo Franklin Templeton ki -4.02% se kam hai. Toh, hamara verdict hai ki Fund A lagatar paisa badhne ke liye behtar hai.
⚠️ Risk & Cost Analysis
Haan, yeh pata lagte hain ki kis fund mein riskometer aur expense ratio jyada hai. Dekho, Fund A ka riskometer very high hai, lekin expense ratio 0.8% hai. Franklin Templeton ki riskometer bhi very high hai, lekin expense ratio 0.52% hai. Iske alawa, Fund A ka Sharpe ratio 0.73 hai, jo Franklin Templeton ki 0.64 se jyada hai. Toh, hamara verdict hai ki Fund A mein risk-adjusted returns jyada hai.
📊 Portfolio Diversification
Haan, yeh pata lagte hain ki kis fund mein asset allocation jyada hai. Dekho, Fund A mein equity 96.43% hai, jo Franklin Templeton mein 96% hai. Iske alawa, Fund A mein top holdings concentration jyada hai, HDFC Bank Ltd. 9.24% hai, ICICI Bank Ltd. 7.99% hai, aur Reliance Industries Ltd. 4.3% hai. Franklin Templeton mein top holdings concentration kam hai, HDFC Bank Ltd. 8.5% hai, ICICI Bank Ltd. 7.8% hai, aur Reliance Industries Ltd. 6.9% hai. Toh, hamara verdict hai ki Fund A mein asset allocation jyada hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Franklin Templeton Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ki 5Y return 16.46% hai, jo Franklin Templeton ki 12.03% se jyada hai. Isse lagta hai ki Fund A lagatar paisa badhne ke liye behtar hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer very high hai, lekin expense ratio 0.8% hai. Franklin Templeton ki riskometer bhi very high hai, lekin expense ratio 0.52% hai. Lekin Fund A ka Sharpe ratio 0.73 hai, jo Franklin Templeton ki 0.64 se jyada hai. Toh, hamara verdict hai ki Fund A mein risk-adjusted returns jyada hai.
Q3: Which fund is more cost-effective?
Haan, Franklin Templeton ki expense ratio 0.52% hai, jo Fund A ki 0.8% se kam hai. Lekin Fund A ka AUM 51690.28 Cr hai, jo Franklin Templeton ki 21120 Cr se jyada hai. Toh, hamara verdict hai ki Franklin Templeton mein cost-effectiveness ki zaroorat hai.