Nippon India Large Cap Fund vs Franklin Templeton Flexi Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.63%
Dekho, today humein do funds ke baare mein jaanne ke liye hain - Nippon India Large Cap Fund aur Franklin Templeton Flexi Cap Fund. Ye dono funds large cap aur flexi cap category mein aate hain. Ye article humein batayega ki in dono funds mein kya faayda hai aur kaisa hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BFranklin Templeton Flexi Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Franklin Templeton |
| Category | Large Cap | Flexi Cap |
| NAV (₹) | 98.75 | 110.79 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.96% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 14.27 |
| Sharpe Ratio | 0.73 | 0.57 |
| 1 Year Return (%) | -0.91% | -2.38% |
| 3 Year Return (%) | 15.4% | 14.63% |
| 5 Year Return (%) | 16.46% | 12.31% |
| Since Launch (%) | 15.3% | 14.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Anand Radhakrishnan (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) |
| Asset Allocation | Equity: 96.43% | Equity: 95.00% | T-Bills: 5.00% |
| Portfolio Turnover | 70% | 48% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye Fund A - Nippon India Large Cap Fund better hai. Iska 3Y return 15.4% hai, jo Fund B - Franklin Templeton Flexi Cap Fund ka 14.63% se adhik hai. Lekin expense ratio mein Fund A kam hai, jo 0.8% hai. Riskometer mein bhi dono funds very high mein aate hain, lekin Fund A ka Sharpe ratio 0.73 hai, jo Fund B ka 0.57 se adhik hai. Haan, isliye Fund A long-term wealth creation ke liye better hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Franklin Templeton Flexi Cap Fund?
- Expense ratio: 0.96%
- 3Y return: 14.63%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.57
📈 SIP Suitability
Ek monthly SIP ke liye, Fund A better hai. Iska 5Y return 16.46% hai, jo Fund B ka 12.31% se adhik hai. Lekin Fund B ka asset allocation thoda kam hai, jisme equity 95% hai. Fund A ka asset allocation bhi kam hai, jisme equity 96.43% hai. Haan, isliye Fund A better hai SIP ke liye.
⚠️ Risk & Cost Analysis
Riskometer, volatility aur Sharpe ratio ke liye, Fund A better hai. Iska riskometer very high hai, lekin Sharpe ratio 0.73 hai, jo Fund B ka 0.57 se adhik hai. Volatility mein bhi Fund A kam hai, jisme 12.25 hai. Expense ratio mein bhi Fund A kam hai, jisme 0.8% hai. Haan, isliye Fund A better risk-adjusted returns deta hai.
📊 Portfolio Diversification
Portfolio diversification ke liye, Fund A better hai. Iska asset allocation thoda kam hai, jisme equity 96.43% hai. Top holdings mein bhi Fund A kam hai, jisme HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) hai. Fund B ka asset allocation thoda jyada hai, jisme equity 95% hai. Top holdings mein bhi Fund B kam hai, jisme HDFC Bank Ltd. (8.2%), ICICI Bank Ltd. (6.9%), Infosys Ltd. (5.5%) hai. Haan, isliye Fund A better hai portfolio diversification ke liye.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Franklin Templeton Flexi Cap Fund
₹1361937.60
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A - Nippon India Large Cap Fund long-term returns mein better hai. Iska 5Y return 16.46% hai, jo Fund B ka 12.31% se adhik hai.
Q2: Is the higher risk fund worth it?
Nahin, higher risk fund nahi worth hai. Fund A ka riskometer very high hai, lekin Sharpe ratio 0.73 hai, jo Fund B ka 0.57 se adhik hai. Volatility mein bhi Fund A kam hai, jisme 12.25 hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund A - Nippon India Large Cap Fund expense ratio mein kam hai, jisme 0.8% hai. Isliye Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price