Nippon India Large Cap Fund vs Edelweiss Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.99%
Dekho, today humein do mutual funds ke beech mein aaj hum comparison karenge. Fund A, Nippon India Large Cap Fund Direct Plan - Growth hai, aur Fund B, Edelweiss Mutual Fund Liquid Fund Direct Plan - Growth. Ye dono funds alag-alag category mein aate hain, Lekin kya Fund B Liquid Fund hai aur Fund A Large Cap hai, lekin kya yah fund aapke long-term wealth creation ke liye achha hoga? Chaliye, humein Fund B aur Fund A ke beech mein comparison karna hai aur dekhein ki kis fund mein aapko invest karna chahiye.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BEdelweiss Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Edelweiss Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 98.75 | 3598.40 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.21 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.13 |
| Sharpe Ratio | 0.73 | 3.77 |
| 1 Year Return (%) | -0.91% | 6.24% |
| 3 Year Return (%) | 15.4% | 6.99% |
| 5 Year Return (%) | 16.46% | 6.17% |
| Since Launch (%) | 15.3% | 72.46% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 27 November 2016 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Bharat Lahoti (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 295% |
🤖 AI Verdict – Which is Better?
Haan, humein Fund A aur Fund B ke beech mein verdict lene ki zaroorat hai. Fund A ka 3Y return 15.4% hai, lekin expense ratio 0.8% hai. Fund B ka expense ratio bahot kam hai, 0.12% hai, lekin 3Y return 6.99% hai. Riskometer ke hisab se Fund A bahot zyada risk hai, lekin Fund B zyada stable hai. Haan, humein Fund A ko better fund samjhte hain, lekin yah fund kisi bhi investor ke liye nahin hai. Fund B ko chunna achha hoga jinka long-term investment hai aur jiska investment strategy stable hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Edelweiss Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.99%
- AUM: 4.21 Lac Cr
- Sharpe Ratio: 3.77
📈 SIP Suitability
Haan, humein SIP suitabilty ke liye bhi Fund A aur Fund B ke beech mein comparison karna hai. Fund A ki consistency aur return stability Fund B se kam hai. Fund A ka 1Y return -0.91% hai, lekin Fund B ka 1Y return 6.24% hai. Haan, Fund B SIP ke liye better fund hai, lekin yah fund kisi bhi investor ke liye nahin hai. Fund B ko chunna achha hoga jiska monthly SIP hai aur jiska investment strategy stable hai.
⚠️ Risk & Cost Analysis
Lekein, humein Fund A aur Fund B ke beech mein riskometer, volatility, Sharpe ratio, expense ratio ke hisab se comparison karna hai. Fund A ka riskometer very high hai, lekin Fund B ka riskometer low hai. Fund A ki volatility 12.25 hai, lekin Fund B ki volatility 0.13 hai. Sharpe ratio ke hisab se Fund B zyada risk-adjusted returns deta hai. Haan, Fund B risk aur cost analysis ke hisab se better fund hai.
📊 Portfolio Diversification
Hum Fund A aur Fund B ke beech mein asset allocation aur top holdings concentration ke hisab se comparison karenge. Fund A ka asset allocation 96.43% equity hai, lekin Fund B ka asset allocation 65.00% T-Bills, 20.00% CD, 10.00% CP aur 5.00% cash hai. Fund B ka asset allocation Fund A se adhik diversified hai. Haan, Fund B portfolio diversification ke hisab se better fund hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Edelweiss Mutual Fund Liquid Fund
₹869986.27
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 16.46% hai, lekin Fund B ka 5Y return 6.17% hai. Fund A long run mein better returns deta hai, lekin Fund B ka expense ratio bahot kam hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka riskometer very high hai, lekin Fund B ka riskometer low hai. Fund A ki volatility 12.25 hai, lekin Fund B ki volatility 0.13 hai. Sharpe ratio ke hisab se Fund B zyada risk-adjusted returns deta hai, lekin Fund A ka long run mein better returns deta hai. Haan, Fund A ko chunna achha hoga jinka long-term investment hai aur jiska investment strategy stable hai.
Q3: Which fund is more cost-effective?
Sach ye hai, Fund B ka expense ratio 0.12% hai, lekin Fund A ka expense ratio 0.8% hai. Fund B cost-effective fund hai, lekin Fund A ka long run mein better returns deta hai. Haan, Fund B ko chunna achha hoga jinka monthly SIP hai aur jiska investment strategy stable hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price