Nippon India Large Cap Fund vs DSP Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Dekho, aapke paas do bade fund hain, Nippon India Large Cap Fund aur DSP Mutual Fund Large Cap Fund. Ye dono fund large cap category me hain. Chaliye, aaj hum in dono fund ke beech ki comparison karenge aur aapko pata lagayenge ki kis fund mein nivesh karne se aapko bhi fayda hoga. Haan, yeh post aapko fund ki category aur inke returns ke baare me jaankari dega.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BDSP Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | DSP Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.82 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 11.97 |
| Sharpe Ratio | 0.73 | 0.69 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 16.46% | 12.03% |
| Since Launch (%) | 15.3% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Atul Bhole (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 23% |
🤖 AI Verdict – Which is Better?
Sach ye hai, long-term wealth creation ke liye 3Y return, expense ratio, aur risk ke hisaab se humkaa DSP Mutual Fund Large Cap Fund better dikh raha hai. Iska 3Y return 14.7% hai, jo ki Nippon India Large Cap Fund ke 15.4% se kam hai, lekin iska expense ratio 0.52% hai, jo ki Nippon India Large Cap Fund ke 0.8% se kam hai. Haan, riskometer bhi dono fund ke liye Very High hai, lekin DSP Mutual Fund Large Cap Fund ke riskometer ke hisaab se humkaa yeh fund better dikh raha hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider DSP Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.82 Lac Cr
- Sharpe Ratio: 0.69
📈 SIP Suitability
SIP ke liye humkaa Nippon India Large Cap Fund better dikh raha hai. Iska 3Y return aur 5Y return dono Nippon India Large Cap Fund se jyada hai. Haan, iska expense ratio bhi Nippon India Large Cap Fund ke expense ratio se kam hai. Lekin, yeh dhyan rakhein ki Nippon India Large Cap Fund ka AUM 51690.28 Cr hai, jo ki DSP Mutual Fund Large Cap Fund ke 18240 Cr se jyada hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, expense ratio ke hisaab se humkaa Nippon India Large Cap Fund better dikh raha hai. Iska Sharpe ratio 0.73 hai, jo ki DSP Mutual Fund Large Cap Fund ke 0.69 se jyada hai. Haan, iska expense ratio bhi Nippon India Large Cap Fund ke expense ratio se kam hai. Lekin, yeh dhyan rakhein ki DSP Mutual Fund Large Cap Fund ka riskometer bhi Very High hai, jaise ki Nippon India Large Cap Fund ka riskometer hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisaab se humkaa DSP Mutual Fund Large Cap Fund better dikh raha hai. Iska asset allocation 96.00% Equity aur 4.00% T-Bills se hain, jo ki Nippon India Large Cap Fund ke 96.43% Equity aur Nippon India Large Cap Fund ke asset allocation se jyada diversified hai. Haan, top holdings concentration ke hisaab se bhi DSP Mutual Fund Large Cap Fund better hai, kyonki iska top 3 holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
DSP Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 16.46% hai, jo ki DSP Mutual Fund Large Cap Fund ke 12.03% se jyada hai. Haan, yeh dono fund ke 3Y return bhi jyada hi hai, lekin Nippon India Large Cap Fund ka 5Y return bhi jyada hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka Sharpe ratio 0.73 hai, jo ki DSP Mutual Fund Large Cap Fund ke 0.69 se jyada hai. Haan, yeh dhyan rakhein ki Nippon India Large Cap Fund ka riskometer bhi Very High hai, jaise ki DSP Mutual Fund Large Cap Fund ka riskometer hai. Lekin, Nippon India Large Cap Fund ka Sharpe ratio DSP Mutual Fund Large Cap Fund se jyada hai, jo ki iska riskometer bhi jyada hai.
Q3: Which fund is more cost-effective?
DSP Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jo ki Nippon India Large Cap Fund ke 0.8% se kam hai. Haan, yeh dhyan rakhein ki Nippon India Large Cap Fund ka AUM 51690.28 Cr hai, jo ki DSP Mutual Fund Large Cap Fund ke 18240 Cr se jyada hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price