Nippon India Large Cap Fund vs Baroda BNP Paribas Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.92%
Agar aapko ek large-cap aur ek liquid fund ke beech mein saavdhanan mehsoos karna ho, to aapke paas ek accha option hai. Aaj ke is article mein, hum Nippon India Large Cap Fund aur Baroda BNP Paribas Liquid Fund ko compare karne ja rahe hain. Dekho, ye dono funds ek-ek karte hain, lekin unke category aur characteristics bahut alag hain. Aapko iske baad mein ye jaanne ke liye kehne wale hain ki kya fund aapko aam aur kya fund aapko accha lagta hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BBaroda BNP Paribas Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Baroda BNP Paribas |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 98.75 | 3208.35 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.89 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.11 |
| Sharpe Ratio | 0.73 | 3.82 |
| 1 Year Return (%) | -0.91% | 6.16% |
| 3 Year Return (%) | 15.4% | 6.92% |
| 5 Year Return (%) | 16.46% | 6.14% |
| Since Launch (%) | 15.3% | 6.88% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 205% |
🤖 AI Verdict – Which is Better?
Sach ye hai, agar aap long-term wealth creation ke liye invest karna chahte hain, to Nippon India Large Cap Fund aapke liye behtar option hai. Iska 3Y return 15.4% hai, jis par koi doubt nahi hai. Expense ratio bhi kam hai, 0.8% hi. Riskometer bhi bahut high hai, lekin aapko lagta hai ki aap iske liye tayyar hain. Haan, Baroda BNP Paribas Liquid Fund bhi ek accha fund hai, lekin uska 3Y return kam hai aur expense ratio kam nahi hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Baroda BNP Paribas Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.92%
- AUM: 3.89 Lac Cr
- Sharpe Ratio: 3.82
📈 SIP Suitability
Aapko monthly SIP ke liye invest karna hai, to Nippon India Large Cap Fund aapke liye behtar option hai. Iska return stability bahut accha hai, aur consistency bhi bahut badi hai. Haan, Baroda BNP Paribas Liquid Fund bhi ek accha fund hai, lekin uska return stability kam hai.
⚠️ Risk & Cost Analysis
Agar aapki investment risk ki samasya hai, to aapko Nippon India Large Cap Fund ka riskometer dekha hai. Iska riskometer bahut high hai, aur volatility bhi bahut jyada hai. Lekin Sharpe ratio bhi accha hai, 0.73 ki hai. Baroda BNP Paribas Liquid Fund ka riskometer kam hai, lekin volatility bhi kam hai. Haan, koi doubt nahi hai ki iska expense ratio kam hai, 0.12% hi.
📊 Portfolio Diversification
Agar aapko portfolio diversification ka maza hai, to Nippon India Large Cap Fund aapke liye behtar option hai. Iska asset allocation bahut accha hai, equity 96.43% hai. Top holdings concentration bhi kam hai, HDFC Bank Ltd. hi 9.24% hai. Haan, Baroda BNP Paribas Liquid Fund ka asset allocation bhi accha hai, lekin top holdings concentration bahut jyada hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Baroda BNP Paribas Liquid Fund
₹866593.15
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 16.46% hai, jis par koi doubt nahi hai. Iska 3Y return bhi 15.4% hai, jis par bhi koi doubt nahi hai. Haan, Baroda BNP Paribas Liquid Fund ka 5Y return 6.14% hai, jis par koi doubt hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka riskometer bahut high hai, lekin Sharpe ratio bhi accha hai, 0.73 ki hai. Haan, Baroda BNP Paribas Liquid Fund ka riskometer kam hai, lekin volatility bhi kam hai. Lekin expense ratio bhi kam hai, 0.12% hi.
Q3: Which fund is more cost-effective?
Baroda BNP Paribas Liquid Fund ka expense ratio kam hai, 0.12% hi. Haan, Nippon India Large Cap Fund ka expense ratio 0.8% hai, jis par koi doubt hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price