Nippon India Large Cap Fund vs Baroda BNP Paribas Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.62%
Haan, aap log aaj humein Fund A aur Fund B ke beech ka comparison karne ke liye aaye hain. Ye dono funds Large Cap category mein hain. Fund A Nippon India Large Cap Fund Direct Plan Growth hai, jabki Fund B Baroda BNP Paribas Large Cap Fund Direct Plan Growth hai. Aaj hum ye jaanege ki kis fund mein long-term wealth creation ke liye zaroorat hoti hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BBaroda BNP Paribas Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Baroda BNP Paribas |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 251.36 |
| AUM (₹ Cr) | 5.17 Lac Cr | 2.15 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 13.08 |
| Sharpe Ratio | 0.73 | 0.62 |
| 1 Year Return (%) | -0.91% | -0.15% |
| 3 Year Return (%) | 15.4% | 14.62% |
| 5 Year Return (%) | 16.46% | 11.06% |
| Since Launch (%) | 15.3% | 13.34% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 14 March 2022 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sanjay Chawla (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 34% |
🤖 AI Verdict – Which is Better?
Sach ye hai, Fund A aur Fund B dono hi Very High riskometer par hain, lekin Fund A ka 3Y return 15.4% hai, jo Fund B ki 14.62% se jyada hai. Iske alawa, Fund A ka expense ratio 0.8% hai, jo Fund B ki 0.52% se jyada hai. Isliye, hum apne verdict mein Fund A ko better fund ke roop mein dikhate hain.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Baroda BNP Paribas Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.62%
- AUM: 2.15 Lac Cr
- Sharpe Ratio: 0.62
📈 SIP Suitability
Haan, Fund A aur Fund B dono hi monthly SIP ke liye suitable hain. Fund A ka 5Y return 16.46% hai, jo Fund B ki 11.06% se jyada hai. Iske alawa, Fund A ka consistency aur return stability Fund B se jyada hai. Isliye, hum Fund A ko monthly SIP ke liye better fund ke roop mein dikhate hain.
⚠️ Risk & Cost Analysis
Sach ye hai, Fund A aur Fund B dono hi Very High riskometer par hain, lekin Fund A ka volatility 12.25 hai, jo Fund B ki 13.08 se kam hai. Iske alawa, Fund A ka Sharpe ratio 0.73 hai, jo Fund B ki 0.62 se jyada hai. Iske alawa, Fund A ka expense ratio 0.8% hai, jo Fund B ki 0.52% se jyada hai. Isliye, hum apne verdict mein Fund A ko better fund ke roop mein dikhate hain.
📊 Portfolio Diversification
Haan, Fund A aur Fund B dono hi asset allocation ke liye 96% equity ka use kar rahe hain, lekin Fund A ka asset allocation Fund B ke mukable se jyada diversified hai. Iske alawa, Fund A ka top holdings concentration Fund B ke mukable se kam hai, jisse yeh portfolio mein sector risk kam hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Baroda BNP Paribas Large Cap Fund
₹1361101.96
@14.6% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A ka 5Y return 16.46% hai, jo Fund B ki 11.06% se jyada hai. Isliye Fund A long run mein better returns deti hai.
Q2: Is the higher risk fund worth it?
Answer: Fund A ka volatility 12.25 hai, jo Fund B ki 13.08 se kam hai. Iske alawa, Fund A ka Sharpe ratio 0.73 hai, jo Fund B ki 0.62 se jyada hai. Isliye Fund A ka risk aur return bahut achha hai.
Q3: Which fund is more cost‑effective?
Answer: Fund B ka expense ratio 0.52% hai, jo Fund A ki 0.8% se kam hai. Isliye Fund B cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price