Nippon India Large Cap Fund vs Bandhan Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.98%
Aaj hum do funds ki comparision karne ja rahe hain - Nippon India Large Cap Fund aur Bandhan Mutual Fund Liquid Fund. Ye do funds ek dusre se alag categories mein hain - large cap aur liquid fund. Is article mein hum apko pata karenge ki ye do funds kis tarah se alag hain aur aapko kis fund mein invest karna chahiye.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BBandhan Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Bandhan Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 98.75 | 39.33 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.69 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.12 |
| Sharpe Ratio | 0.73 | 4 |
| 1 Year Return (%) | -0.91% | 1.41% |
| 3 Year Return (%) | 15.4% | 6.98% |
| 5 Year Return (%) | 16.46% | 5.96% |
| Since Launch (%) | 15.3% | 8.53% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Manish Gunwani (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 251% |
🤖 AI Verdict – Which is Better?
Long term mein wealth creation ke liye, humein Fund B ko better fund feel karta hai. Yeh 3Y return aur expense ratio ke hisab se hai. Fund B ka 3Y return 6.98% hai, jiska compare Fund A ka 15.4% 3Y return nahi ho sakta hai. Lekin, expense ratio Fund B ka 0.12% hai, jiska compare Fund A ka 0.8% hai. Haan, iska matlab hai ki Fund B cost-effective hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Bandhan Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.98%
- AUM: 3.69 Lac Cr
- Sharpe Ratio: 4
📈 SIP Suitability
Monthly SIP ke liye, hum Fund A ko better fund feel karta hai. Fund A ka volatility 12.25 hai, jiska compare Fund B ka 0.12 hai. Lekin, Fund A ka Sharpe ratio 0.73 hai, jo Fund B ka 4 se alag hai. Dekho, Fund A ka consistency aur return stability Fund B se better hai.
⚠️ Risk & Cost Analysis
Riskometer, volatility, Sharpe ratio, aur expense ratio ke hisab se, hum Fund B ko better fund feel karta hai. Fund B ka riskometer low hai, jiska compare Fund A ka very high hai. Fund B ka volatility 0.12 hai, jiska compare Fund A ka 12.25 hai. Sharpe ratio ke hisab se, Fund B ka Sharpe ratio 4 hai, jiska compare Fund A ka 0.73 hai. Expense ratio ke hisab se, Fund B ka expense ratio 0.12% hai, jiska compare Fund A ka 0.8% hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ke hisab se, hum Fund B ko better fund feel karta hai. Fund B ka asset allocation T-Bills, CD, CP, aur cash mein hai. Lekin, Fund A ka asset allocation equity mein hai. Top holdings concentration ke hisab se, Fund A ka top 3 holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai. Fund B ka top 3 holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. Dekho, Fund B ka asset allocation aur top holdings concentration Fund A se better hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Bandhan Mutual Fund Liquid Fund
₹869500.53
@7.0% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Long term mein, Fund A ka 5Y return 16.46% hai, jiska compare Fund B ka 5.96% hai, lekin Fund B ka 3Y return 6.98% hai, jiska compare Fund A ka 15.4% hai. Sach ye hai ki Fund A ka long term return Fund B se better hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka higher risk fund hai, lekin uska Sharpe ratio 0.73 hai, jiska compare Fund B ka 4 hai. Dekho, Fund A ka Sharpe ratio Fund B se alag hai. Lekin, Fund B ka volatility 0.12 hai, jiska compare Fund A ka 12.25 hai. Sach ye hai ki Fund A ka higher risk fund Fund B se alag hai.
Q3: Which fund is more cost-effective?
Haan, Fund B ka expense ratio 0.12% hai, jiska compare Fund A ka 0.8% hai. Dekho, Fund B ka expense ratio Fund A se alag hai. Lekin, Fund B ka AUM 36936 Cr hai, jiska compare Fund A ka 51690.28 Cr hai. Sach ye hai ki Fund A ka AUM Fund B se alag hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price