Nippon India Large Cap Fund vs Axis ELSS Tax Saver Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
11.66%
Dekho, aapke paas do fund hai - Nippon India Large Cap Fund aur Axis ELSS Tax Saver Fund. Ye dono fund very high riske ke under hai, lekin kya ekse hai jo aapke liye importan hai? Aaj hum aapko batayenge ki yeh dhone ke beech kya difference hai aur kis fund mein long-term wealth creation ke liye paise lagaane ka better option hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BAxis ELSS Tax Saver Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Axis Mutual Fund |
| Category | Large Cap | ELSS |
| NAV (₹) | 98.75 | 104.77 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.16 Lac Cr |
| Expense Ratio (%) | 0.8% | 1.66% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 13.4 |
| Sharpe Ratio | 0.73 | 0.39 |
| 1 Year Return (%) | -0.91% | -2.52% |
| 3 Year Return (%) | 15.4% | 11.66% |
| 5 Year Return (%) | 16.46% | 8.43% |
| Since Launch (%) | 15.3% | 15.62% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Ashish Naik; Shreyash Devalkar (2.8 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 500 TRI |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | ICICI Bank Ltd. (7.04%), HDFC Bank Ltd. (5.64%), Bharti Airtel Ltd. (4.32%) |
| Asset Allocation | Equity: 96.43% | Equity: 97.56% |
| Portfolio Turnover | 70% | 14% |
🤖 AI Verdict – Which is Better?
Sach ye hai, aapko long-term wealth creation ke liye Fund A (Nippon India Large Cap Fund) ka chayan karna chahiye. Yeh fund 3Y return mein 15.4% ka return diya hai, jo Fund B (Axis ELSS Tax Saver Fund) ke 11.66% se jyada hai. Lekin expense ratio ke hisaab se bhi Fund A better hai, jiska expense ratio 0.8% hai, jabki Fund B ka expense ratio 1.66% hai. Jaise kuch riske, Fund A ka riskometer bhi very high hai, lekin sharpe ratio bhi 0.73 hai, jo Fund B ke sharpe ratio se jyada hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Axis ELSS Tax Saver Fund?
- Expense ratio: 1.66%
- 3Y return: 11.66%
- AUM: 3.16 Lac Cr
- Sharpe Ratio: 0.39
📈 SIP Suitability
SIP lagaane ke liye, Fund A ka chayan karna achha hai. Yeh fund 3Y mein ek sabse acchi consistency ka dikh raha hai aur return stability bhi jyada hai. Fund B ka 1Y return -2.52% hai, jo Fund A ke -0.91% se kam hai. Chaliye, Fund A ke liye SIP lagaen aur 10+ saal tak paise lagaen, aapko accha return milega.
⚠️ Risk & Cost Analysis
Riskee ke hisaab se, Fund A aur Fund B dono very high riske ke under hai, lekin riskometer ke hisaab se bhi Fund A ka riskometer very high hai. Volatility ke hisaab se bhi Fund A ka volatility 12.25 hai, jo Fund B ke volatility se kam hai. Sharpe ratio ke hisaab se bhi Fund A ka sharpe ratio 0.73 hai, jo Fund B ke sharpe ratio se jyada hai. Expense ratio ke hisaab se bhi Fund A ka expense ratio 0.8% hai, jo Fund B ke expense ratio se kam hai. Toh, risk-adjusted return ke hisaab se bhi Fund A better hai.
📊 Portfolio Diversification
Portfolio diversification ke hisaab se, Fund A aur Fund B dono ek jyada diversified portfolio ka dikhate hai. Lekin top holdings concentration ke hisaab se bhi Fund A ka top holdings HDFC Bank Ltd, ICICI Bank Ltd aur Reliance Industries Ltd hai, jo Fund B ka top holdings ICICI Bank Ltd, HDFC Bank Ltd aur Bharti Airtel Ltd hai. Chaliye, Fund A ka portfolio lekin top holdings concentration ke hisaab se bhi jyada diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Axis ELSS Tax Saver Fund
₹1138461.04
@11.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai, Fund A ka 5Y return 16.46% hai, jo Fund B ke 8.43% se jyada hai. Toh, long run mein Fund A better return diya hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka sharpe ratio 0.73 hai, jo Fund B ke sharpe ratio se jyada hai. Lekin volatility ke hisaab se bhi Fund A ka volatility 12.25 hai, jo Fund B ke volatility se kam hai. Toh, higher risk fund worth hai.
Q3: Which fund is more cost-effective?
Fund A ka expense ratio 0.8% hai, jo Fund B ke expense ratio 1.66% se kam hai. Toh, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price