Nippon India Large Cap Fund vs Angel One Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.76%
Dekho, aaj hum do mutual funds ke beech mein comparison karenge. Fund A Nippon India Large Cap Fund hai, jiska category Large Cap hai, aur Fund B Angel One Mutual Fund Liquid Fund hai, jiska category Liquid Fund hai. Aaj hum yah jaanna chahte hain ki kis fund mein long term mein sevaayein adhik hain aur kis fund mein jyada risk hai.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Angel One Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 98.75 | 2132.04 |
| AUM (₹ Cr) | 5.17 Lac Cr | 4.67 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.25 | 0.11 |
| Sharpe Ratio | 0.73 | 2.36 |
| 1 Year Return (%) | -0.91% | 6.03% |
| 3 Year Return (%) | 15.4% | 6.76% |
| 5 Year Return (%) | 16.46% | 5.95% |
| Since Launch (%) | 15.3% | 6.23% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 13 November 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | N/A |
| Benchmark | BSE 100 Total Return Index | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 221% |
🤖 AI Verdict – Which is Better?
Haan, yeh toh sach ye hai ki Fund A ki 3Y return 15.4% hai, jo Fund B ki 6.76% se adhik hai. Lekin expense ratio mein Fund B kam hai, 0.12% se Fund A ka 0.8% jyada hai. Chaliye, hum dekhenge ki kis fund mein jyada risk hai. Fund A ka riskometer Very High hai, jabki Fund B ka Low hai. Haan, toh Fund B better fund hai long term mein sevaayein ke liye.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Angel One Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.76%
- AUM: 4.67 Lac Cr
- Sharpe Ratio: 2.36
📈 SIP Suitability
Sach ye hai ki SIP ke liye Fund B jyada suitable hai. Fund B ki consistency aur return stability adhik hai. Fund A ki 1Y return -0.91% hai, jo Fund B ki 6.03% se adhika chotah hai. Lekin Fund B ki 10+ saal ke liye SIP ke liye adhik aavashyak hai. Dekho, Fund B ki volatility 0.11 hai, jo Fund A ki 12.25 se kam hai.
⚠️ Risk & Cost Analysis
Haan, yeh toh sach ye hai ki Fund B ka riskometer Low hai, jabki Fund A ka Very High hai. Lekin Fund B ki volatility 0.11 hai, jo Fund A ki 12.25 se kam hai. Sharpe ratio mein bhi Fund B adhik hai, 2.36 se Fund A ka 0.73 kam hai. Chaliye, hum dekhenge ki kis fund mein jyada cost hai. Fund B ki expense ratio 0.12% hai, jo Fund A ka 0.8% se kam hai.
📊 Portfolio Diversification
LeKin, Fund A ki asset allocation Equity mein 96.43% hai, jo Fund B ki T-Bills mein 65.00% se adhik hai. Fund B ki portfolio mein concentration adhik hai, jabki Fund A ki adhik diversified hai. Dekho, Fund B ki top holdings mein State Bank of India CD aur HDFC Bank CD adhik concentration hai. Haan, toh Fund A ki portfolio diversification adhik hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Angel One Mutual Fund Liquid Fund
₹858899.05
@6.8% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Sach ye hai ki Fund B ki 5Y return 5.95% hai, jo Fund A ki 16.46% se kam hai. Lekin Fund B ki 3Y return 6.76% hai, jo Fund A ki 15.4% se adhik hai. Haan, toh Fund A better fund hai long run mein sevaayein ke liye.
Q2: Is the higher risk fund worth it?
Haan, yeh toh sach ye hai ki Fund A ka riskometer Very High hai. Lekin Fund A ki Sharpe ratio 0.73 hai, jo Fund B ki 2.36 se kam hai. Chaliye, hum dekhenge ki kis fund mein jyada volatility hai. Fund A ki volatility 12.25 hai, jo Fund B ki 0.11 se adhik hai. Haan, toh Fund A ka higher risk fund nahin hai.
Q3: Which fund is more cost-effective?
Sach ye hai ki Fund B ki expense ratio 0.12% hai, jo Fund A ka 0.8% se kam hai. Haan, toh Fund B cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price