Nippon India Large Cap Fund vs Angel One Mutual Fund Balanced Advantage Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
12.3%
Dekho, aapke paas do mutual funds hain, Fund A aur Fund B. Fund A Nippon India Large Cap Fund - Direct Plan - Growth hai, aur Fund B Angel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth hai. Ye do funds alag-alag categories mein hain - Fund A Large Cap aur Fund B Balanced Hybrid. Aaj hum aapko batayenge kis fund mein investment karne ka aapko aur kya hoga.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BAngel One Mutual Fund Balanced Advantage Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Angel One Mutual Fund |
| Category | Large Cap | Balanced Hybrid |
| NAV (₹) | 98.75 | 16.39 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.56 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.78% |
| Riskometer | Very High | Moderately High |
| Volatility | 12.25 | 8.79 |
| Sharpe Ratio | 0.73 | 0.66 |
| 1 Year Return (%) | -0.91% | 3.08% |
| 3 Year Return (%) | 15.4% | 12.3% |
| 5 Year Return (%) | 16.46% | 7.51% |
| Since Launch (%) | 15.3% | 10.94% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 7 September 2021 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Gopal Agrawal; Srinivasan Ramamurthy (5.1 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 Hybrid Composite Debt 65:35 Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (6.8%), ICICI Bank Ltd. (5.5%), Reliance Industries Ltd. (4.5%) |
| Asset Allocation | Equity: 96.43% | Equity: 65.00% | Debt: 30.00% | T-Bills: 5.00% |
| Portfolio Turnover | 70% | 127% |
🤖 AI Verdict – Which is Better?
Haan, Fund A aur Fund B donon mein se Fund A large cap fund hai, jo long-term wealth creation ke liye jyada accha hai. Iska 3Y return 15.4% hai, aur expense ratio 0.8% hai. Fund B ke paas 3Y return 12.3% hai, lekin expense ratio bhi 0.78% hai. Riskometer ke hisaab se bhi Fund A jyada riski hai, lekin long-term wealth creation ke liye ye risk acchi lagta hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Angel One Mutual Fund Balanced Advantage Fund?
- Expense ratio: 0.78%
- 3Y return: 12.3%
- AUM: 1.56 Lac Cr
- Sharpe Ratio: 0.66
📈 SIP Suitability
Chaliye, Fund A aur Fund B donon mein se Fund A SIP ke liye jyada accha hai. Iska 3Y return stable hai, lekin Fund B ke 3Y return kam stable hai. Fund A ka 1Y return bhi Fund B se jyada kam hai, lekin long-term investment ke liye Fund A jyada accha hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ke hisaab se bhi Fund A jyada riski hai, lekin sharpe ratio ke hisaab se Fund B jyada accha hai. Lekin expense ratio ke hisaab se Fund A jyada accha hai. Haan, Fund A ka volatility 12.25% hai, jo Fund B ke 8.79% se jyada hai.
📊 Portfolio Diversification
Asset allocation ke hisaab se bhi Fund A jyada diversified hai, kyonki isme 96.43% equity hai. Fund B mein 65% equity hai, aur 30% debt hai. Top holdings ke hisaab se bhi Fund A jyada diversified hai, kyonki isme HDFC Bank Ltd. 9.24%, ICICI Bank Ltd. 7.99%, aur Reliance Industries Ltd. 4.3% hai. Fund B mein bhi HDFC Bank Ltd. 6.8%, ICICI Bank Ltd. 5.5%, aur Reliance Industries Ltd. 4.5% hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Angel One Mutual Fund Balanced Advantage Fund
₹1182670.66
@12.3% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Haan, Fund A ka 5Y return 16.46% hai, jo Fund B ke 7.51% se jyada hai. Isiliye, Fund A long-term wealth creation ke liye accha hai.
Q2: Is the higher risk fund worth it?
Haan, Fund A ka volatility 12.25% hai, jo Fund B ke 8.79% se jyada hai. Lekin Fund B ka sharpe ratio 0.66 hai, jo Fund A ke 0.73 se kam hai. Isiliye, Fund B ka risk-adjusted returns Fund A se kam hai.
Q3: Which fund is more cost-effective?
Haan, Fund A ka expense ratio 0.8% hai, jo Fund B ke 0.78% se jyada hai. Isiliye, Fund A cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price