Nippon India Large Cap Fund vs Aditya Birla Sun Life Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.14%
Chaliye, dekho, hum do fundon ko compare karke dekhein. Fund A, Nippon India Large Cap Fund Direct Plan Growth, aur Fund B, Aditya Birla Sun Life Large Cap Fund Direct Plan Growth. Duniya mein Large Cap fundon ki category hai, jahan par hum bade companies ke share invest karte hain. Hum is article mein aapko fundon ka category, AUM, asset allocation, aur top holdings ki jaankari denge.
| Parameter | ANippon India Large Cap Fund - Direct Plan - Growth | BAditya Birla Sun Life Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Aditya Birla Sun Life |
| Category | Large Cap | Large Cap |
| NAV (₹) | 98.75 | 1009.42 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.90 Lac Cr |
| Expense Ratio (%) | 0.8% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.25 | 12.61 |
| Sharpe Ratio | 0.73 | 0.61 |
| 1 Year Return (%) | -0.91% | 2.72% |
| 3 Year Return (%) | 15.4% | 14.14% |
| 5 Year Return (%) | 16.46% | 10.5% |
| Since Launch (%) | 15.3% | 14.49% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 2 January 2013 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Mahesh Patil (3.5 years yrs) |
| Benchmark | BSE 100 Total Return Index | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 29% |
🤖 AI Verdict – Which is Better?
Dekho, Fund A ki 3Y return 15.4% hai, jabki Fund B ki 3Y return 14.14% hai. Lekin Fund B ka expense ratio 0.52% hai, jo Fund A ka expense ratio 0.8% se chhota hai. Haan, Fund A ka riskometer bhi Very High hai, lekin Fund B ka Sharpe ratio 0.61 hai, jo Fund A ka Sharpe ratio 0.73 se kam hai. Sach ye hai, Fund A ka 5Y return 16.46% hai, jo Fund B ka 5Y return 10.5% se bada hai. Isliye, Fund A aapke liye long-term wealth creation ke liye better fund hai.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 0.8%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Aditya Birla Sun Life Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.14%
- AUM: 1.90 Lac Cr
- Sharpe Ratio: 0.61
📈 SIP Suitability
SIP ke liye humein consistency aur return stability ko dekhna hai. Fund A ki 1Y return -0.91% hai, jabki Fund B ki 1Y return 2.72% hai. Lekin Fund A ki 3Y return 15.4% hai, jo Fund B ki 3Y return 14.14% se bada hai. Haan, Fund B ka expense ratio 0.52% hai, jo Fund A ka expense ratio 0.8% se chhota hai. Isliye, Fund A aapke liye SIP ke liye better fund hai.
⚠️ Risk & Cost Analysis
Riskometer aur volatility ko dekhkar hum Fund A aur Fund B ka risk level judge kar sakte hain. Fund A ka riskometer Very High hai, jabki Fund B ka riskometer bhi Very High hai. Lekin Fund A ka volatility 12.25 hai, jabki Fund B ka volatility 12.61 hai. Sharpe ratio se bhi hum dekh sakte hain ki Fund A ka Sharpe ratio 0.73 hai, jo Fund B ka Sharpe ratio 0.61 se bada hai. Isliye, Fund A aapke liye better risk-adjusted returns offer karta hai.
📊 Portfolio Diversification
Asset allocation aur top holdings concentration ko dekhkar hum Fund A aur Fund B ka portfolio diversification judge kar sakte hain. Fund A ka asset allocation 96.43% Equity hai, jabki Fund B ka asset allocation 96.00% Equity hai. Lekin Fund B ka T-Bills allocation 4.00% hai, jo Fund A mein nahi hai. Top holdings concentration se bhi hum dekh sakte hain ki Fund A ka HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke share mein 21.53% ka concentration hai, jabki Fund B ka HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. ke share mein 22.38% ka concentration hai. Isliye, Fund B ka portfolio slightly more diversified hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Aditya Birla Sun Life Large Cap Fund
₹1321695.07
@14.1% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Fund A ka 5Y return 16.46% hai, jo Fund B ka 5Y return 10.5% se bada hai. Isliye, Fund A aapke liye better fund hai.
Q2: Is the higher risk fund worth it?
Fund A ka riskometer Very High hai, aur Fund B ka Sharpe ratio 0.61 hai, jo Fund A ka Sharpe ratio 0.73 se kam hai. Lekin Fund A ka 5Y return 16.46% hai, jo Fund B ka 5Y return 10.5% se bada hai. Isliye, Fund A aapke liye better fund hai.
Q3: Which fund is more cost-effective?
Fund B ka expense ratio 0.52% hai, jo Fund A ka expense ratio 0.8% se chhota hai. Isliye, Fund B aapke liye more cost-effective fund hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price