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Nippon India Large Cap Fund vs UTI Mutual Fund Large Cap Fund

Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.

3Y Return

15.4%

VS

3Y Return

14.7%

Aaj hum ek baar phir se do bade fundon ke beech ka tajaadus kar rahe hain – Nippon India Large Cap Fund aur UTI Mutual Fund Large Cap Fund. Ye donon fund Large Cap category mein aate hain aur is liye humne unki 3Y aur 5Y return ka comparison kiya hai. Dekho kis fund mein aapko long-term mein aur bhi majboot return mil sakta hai.

ParameterANippon India Large Cap Fund - Regular Plan - GrowthBUTI Mutual Fund Large Cap Fund - Direct Plan - Growth
Fund HouseNippon IndiaUTI Mutual Fund
CategoryLarge CapLarge Cap
NAV (₹)42.22497.22
AUM (₹ Cr)5.17 Lac Cr2.00 Lac Cr
Expense Ratio (%)1.56%0.52%
RiskometerVery HighVery High
Volatility12.2711.79
Sharpe Ratio0.730.7
1 Year Return (%)-0.91%-4.02%
3 Year Return (%)15.4%14.7%
5 Year Return (%)3.31%12.03%
Since Launch (%)12.7%11.65%
Min SIP (₹)500500
Min Lumpsum (₹)10001000
Launch Date29 November 20122 January 2013
Exit LoadNilNil
Fund ManagerAmber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs)V. Srivatsa (3.5 years yrs)
BenchmarkNifty 50Nifty 50
Top 3 HoldingsHDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%)HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%)
Asset AllocationEquity: 96.43%Equity: 96.00% | T-Bills: 4.00%
Portfolio Turnover70%21%

🤖 AI Verdict – Which is Better?

Nippon India Large Cap Fund aur UTI Mutual Fund Large Cap Fund donon hi Very High riskometer score ke saath aate hain, lekin Nippon India Large Cap Fund ki 3Y return 15.4% hai jabki UTI Mutual Fund Large Cap Fund ki 3Y return 14.7% hai. Iske alawa, Nippon India Large Cap Fund ki expense ratio 1.56% hai, jo UTI Mutual Fund Large Cap Fund ki expense ratio 0.52% se zyada hai. Haan, Nippon India Large Cap Fund ki 5Y return kam hai, lekin yeh fund aapke long-term wealth creation ke liye vishesh roop se aadhaarit hai.

Why consider Nippon India Large Cap Fund?

  • Expense ratio: 1.56%
  • 3Y return: 15.4%
  • AUM: 5.17 Lac Cr
  • Sharpe Ratio: 0.73

Why consider UTI Mutual Fund Large Cap Fund?

  • Expense ratio: 0.52%
  • 3Y return: 14.7%
  • AUM: 2.00 Lac Cr
  • Sharpe Ratio: 0.7

📈 SIP Suitability

Nippon India Large Cap Fund aur UTI Mutual Fund Large Cap Fund donon hi monthly SIP ke liye aapke liye upyukt hain, lekin Nippon India Large Cap Fund ki return stability kam hai. Iske alawa, Nippon India Large Cap Fund ki volatility 12.27 hai, jabki UTI Mutual Fund Large Cap Fund ki volatility 11.79 hai. Chaliye, yeh donon fund aapke liye upyukt hain, lekin aapko apne risk appetite ka hisaab lagaane ka dhyan rakhna hoga.

⚠️ Risk & Cost Analysis

Nippon India Large Cap Fund ki riskometer score Very High hai, lekin yeh fund ki volatility 12.27 hai. Iske alawa, yeh fund ki expense ratio 1.56% hai. UTI Mutual Fund Large Cap Fund ki riskometer score bhi Very High hai, lekin yeh fund ki volatility kam hai – 11.79. Iske alawa, UTI Mutual Fund Large Cap Fund ki expense ratio 0.52% hai, jo Nippon India Large Cap Fund ki expense ratio se kam hai. Haan, yeh fund ki Sharpe ratio 0.7 hai, jo Nippon India Large Cap Fund ki Sharpe ratio 0.73 se kam hai. Sach ye hai, riskometer score aur volatility donon ke basis par Nippon India Large Cap Fund thoda bhi zyada riski dikh rahi hai.

📊 Portfolio Diversification

Nippon India Large Cap Fund ki asset allocation 96.43% Equity aur 3.57% Other assets ke liye hai. Iske alawa, yeh fund ki top 3 holdings HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), aur Reliance Industries Ltd. (4.3%) hain. UTI Mutual Fund Large Cap Fund ki asset allocation bhi 96.00% Equity aur 4.00% T-Bills ke liye hai. Iske alawa, yeh fund ki top 3 holdings HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), aur Reliance Industries Ltd. (6.9%) hain. Dekho, yeh donon fund apne asset allocation aur top holdings ke basis par kai tarah se diversified hain.

SIP Calculator – Compare Growth Potential

Nippon India Large Cap Fund

1428138.45

@15.4% annual return (3Y)

UTI Mutual Fund Large Cap Fund

1367804.07

@14.7% annual return (3Y)

*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.

❓ Frequently Asked Questions (Comparison)

Q1: Which fund gives better returns in the long run?

Nippon India Large Cap Fund ki 5Y return 3.31% hai, jabki UTI Mutual Fund Large Cap Fund ki 5Y return 12.03% hai. Haan, Nippon India Large Cap Fund ki 3Y return 15.4% hai, lekin UTI Mutual Fund Large Cap Fund ki 3Y return 14.7% hai. Isliye, UTI Mutual Fund Large Cap Fund aapke long-term returns ke liye vishesh roop se aadhaarit hai.

Q2: Is the higher risk fund worth it?

Nippon India Large Cap Fund ki volatility 12.27 hai, jabki UTI Mutual Fund Large Cap Fund ki volatility 11.79 hai. Iske alawa, Nippon India Large Cap Fund ki Sharpe ratio 0.73 hai, jo UTI Mutual Fund Large Cap Fund ki Sharpe ratio 0.7 se adhik hai. Haan, Nippon India Large Cap Fund ki expense ratio 1.56% hai, jo UTI Mutual Fund Large Cap Fund ki expense ratio 0.52% se zyada hai. Isliye, Nippon India Large Cap Fund ki higher risk fund worth hai.

Q3: Which fund is more cost-effective?

UTI Mutual Fund Large Cap Fund ki expense ratio 0.52% hai, jo Nippon India Large Cap Fund ki expense ratio 1.56% se kam hai. Isliye, UTI Mutual Fund Large Cap Fund aapke liye upyukt fund hai, kyonki yeh aapko cost-effectively returns dene ke liye taiyar hai.

Mahendra Maurya

Mahendra Maurya

6+ Years in Banking, Wealth Management & Financial Services

Founder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.

📊 Author & Founder at Share Target Price

⚠️ Disclaimer: Mutual fund investments are subject to market risks. Past performance does not guarantee future returns. AI-generated insights are based solely on historical data and do not constitute investment advice. Please consult your SEBI-registered financial advisor.