Nippon India Large Cap Fund vs Tata Mutual Fund Liquid Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
6.93%
Ab dekho, aaj hum do aise funds ke beech ka comparison karne ja rahe hain: Nippon India Large Cap Fund aur Tata Mutual Fund Liquid Fund. Ye dono funds Indian investors ke liye bahut hi mahatvapurn hain. Fund A ek large cap fund hai, jismein bahut se bade company ka share hai, jabki Fund B ek liquid fund hai, jismein short-term investment hain. Ye article aapko fund ke beech ka comparison karke aapko pata chalayega ki kis fund mein aapko invest karna chahiye.
| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BTata Mutual Fund Liquid Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Tata Mutual Fund |
| Category | Large Cap | Liquid Fund |
| NAV (₹) | 42.22 | 5622.79 |
| AUM (₹ Cr) | 5.17 Lac Cr | 3.50 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.12% |
| Riskometer | Very High | Low |
| Volatility | 12.27 | 0.13 |
| Sharpe Ratio | 0.73 | 3.31 |
| 1 Year Return (%) | -0.91% | 6.17% |
| 3 Year Return (%) | 15.4% | 6.93% |
| 5 Year Return (%) | 3.31% | 6.11% |
| Since Launch (%) | 12.7% | 50.63% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 1 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 50 | NIFTY Liquid Index |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | State Bank of India CD (8.5%), HDFC Bank CD (7.2%), Reliance Industries T-Bills (6.8%) |
| Asset Allocation | Equity: 96.43% | T-Bills: 65.00% | CD: 20.00% | CP: 10.00% | Cash: 5.00% |
| Portfolio Turnover | 70% | 297% |
🤖 AI Verdict – Which is Better?
Haan, our verdict hai ki Fund A Nippon India Large Cap Fund 3Y return, expense ratio, aur risk ke basis par aapke long-term wealth creation ke liye better hai. Lekin, yeh pata chalne ke liye ki kis fund mein SIP karna chahiye, humein next section mein jaana hoga.
Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Tata Mutual Fund Liquid Fund?
- Expense ratio: 0.12%
- 3Y return: 6.93%
- AUM: 3.50 Lac Cr
- Sharpe Ratio: 3.31
📈 SIP Suitability
Ab dekho, SIP suitabilita ke liye, humein consistency aur return stability ke liye Fund A aur Fund B ko compare karna hoga. Fund A ka 3Y return 15.4% hai, jabki Fund B ka 3Y return 6.93% hai. Haan, Fund A ka expense ratio 1.56% hai, jabki Fund B ka expense ratio 0.12% hai. Lekin, Fund A ka riskometer very high hai, jabki Fund B ka riskometer low hai. To, hamari SIP suitabilita ke liye Fund A hi better hai.
⚠️ Risk & Cost Analysis
Ab dekho, riskometer, volatility, Sharpe ratio, aur expense ratio ke basis par, hum Fund A aur Fund B ko compare karenge. Fund A ka riskometer very high hai, jabki Fund B ka riskometer low hai. Fund A ka volatility 12.27 hai, jabki Fund B ka volatility 0.13 hai. Sharpe ratio ke basis par bhi Fund A 0.73 hai, jabki Fund B 3.31 hai. Lekin, Fund A ka expense ratio 1.56% hai, jabki Fund B ka expense ratio 0.12% hai. To, hamari risk-adjusted return ke basis par Fund B hi better hai.
📊 Portfolio Diversification
Ab dekho, asset allocation aur top holdings concentration ke basis par, hum Fund A aur Fund B ko compare karenge. Fund A ka asset allocation equity mein 96.43% hai, jabki Fund B ka asset allocation T-Bills mein 65% hai. Fund A ka top holdings HDFC Bank Ltd., ICICI Bank Ltd., aur Reliance Industries Ltd. hai, jabki Fund B ka top holdings State Bank of India CD, HDFC Bank CD, aur Reliance Industries T-Bills hai. To, Fund B ka portfolio diversification better hai.
SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Tata Mutual Fund Liquid Fund
₹867076.87
@6.9% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Answer: Fund A Nippon India Large Cap Fund ka 5Y return 3.31% hai, jabki Fund B Tata Mutual Fund Liquid Fund ka 5Y return 6.11% hai. To, Fund B better hai.
Q2: Is the higher risk fund worth it?
Answer: Haan, Fund A ka Sharpe ratio 0.73 hai, jabki Fund B ka Sharpe ratio 3.31 hai. To, Fund B ka higher Sharpe ratio ka matalab hai ki yeh fund aapke return ke liye better hai.
Q3: Which fund is more cost-effective?
Answer: Haan, Fund B ka expense ratio 0.12% hai, jabki Fund A ka expense ratio 1.56% hai. To, Fund B more cost-effective hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price