Nippon India Large Cap Fund vs Tata Mutual Fund Large Cap Fund
Side-by-side comparison of returns, risk, expenses, holdings and performance. AI-powered insights included.
3Y Return
15.4%
3Y Return
14.7%
Aaj hum do large cap mutual funds ke beech ki comparison karenge – Nippon India Large Cap Fund aur Tata Mutual Fund Large Cap Fund. Aapko maloom hoga ki ye do fund kis category me aate hain, unki category se kya farq hai, aur aapko kya seekhte hain.
[VERDICT]| Parameter | ANippon India Large Cap Fund - Regular Plan - Growth | BTata Mutual Fund Large Cap Fund - Direct Plan - Growth |
|---|---|---|
| Fund House | Nippon India | Tata Mutual Fund |
| Category | Large Cap | Large Cap |
| NAV (₹) | 42.22 | 497.22 |
| AUM (₹ Cr) | 5.17 Lac Cr | 1.93 Lac Cr |
| Expense Ratio (%) | 1.56% | 0.52% |
| Riskometer | Very High | Very High |
| Volatility | 12.27 | 12.94 |
| Sharpe Ratio | 0.73 | 0.63 |
| 1 Year Return (%) | -0.91% | -4.02% |
| 3 Year Return (%) | 15.4% | 14.7% |
| 5 Year Return (%) | 3.31% | 12.03% |
| Since Launch (%) | 12.7% | 11.65% |
| Min SIP (₹) | 500 | 500 |
| Min Lumpsum (₹) | 1000 | 1000 |
| Launch Date | 29 November 2012 | 2 January 2013 |
| Exit Load | Nil | Nil |
| Fund Manager | Amber Singhania; Bhavik Dave; Kinjal Desai; Sailesh Raj Bhan (13.4 years yrs) | Sonam Udasi (3.5 years yrs) |
| Benchmark | Nifty 50 | Nifty 50 |
| Top 3 Holdings | HDFC Bank Ltd. (9.24%), ICICI Bank Ltd. (7.99%), Reliance Industries Ltd. (4.3%) | HDFC Bank Ltd. (8.5%), ICICI Bank Ltd. (7.8%), Reliance Industries Ltd. (6.9%) |
| Asset Allocation | Equity: 96.43% | Equity: 96.00% | T-Bills: 4.00% |
| Portfolio Turnover | 70% | 32% |
🤖 AI Verdict – Which is Better?
Chaliye, hum apne verdict dekte hain. Kisi bhi long-term wealth creation ke liye, 3Y return, expense ratio, aur risk kaafi mahatvapurn hain. Nippon India Large Cap Fund ke 3Y return 15.4% hain, lekin expense ratio 1.56% hai. Toh, Nippon India Large Cap Fund zyada risk vallah hai, lekin iska expense ratio bhi jyada hai. Toh, hum keh sakte hain ki Nippon India Large Cap Fund aage ke liye acha fund hai, lekin aapko apne investment goal aur risk tolerance ka dhyan rakhna hoga.
[SIP_SUITABILITY]Why consider Nippon India Large Cap Fund?
- Expense ratio: 1.56%
- 3Y return: 15.4%
- AUM: 5.17 Lac Cr
- Sharpe Ratio: 0.73
Why consider Tata Mutual Fund Large Cap Fund?
- Expense ratio: 0.52%
- 3Y return: 14.7%
- AUM: 1.93 Lac Cr
- Sharpe Ratio: 0.63
📈 SIP Suitability
Ab, hum SIP ke liye fund kiski suitability hai. SIP kaafi acha investment strategy hai, lekin aapko fund ki consistency aur return stability ka dhyan rakhna hoga. Nippon India Large Cap Fund ke 1Y return -0.91% hai, lekin 3Y return 15.4% hai. Tata Mutual Fund Large Cap Fund ke 1Y return -4.02% hai, lekin 3Y return 14.7% hai. Toh, Nippon India Large Cap Fund SIP ke liye acha fund hai, lekin aapko apne investment goal aur risk tolerance ka dhyan rakhna hoga.
[RISK_COST]⚠️ Risk & Cost Analysis
Ab, hum riskometer, volatility, Sharpe ratio, aur expense ratio ka comparison karenge. Nippon India Large Cap Fund ka riskometer Very High hai, volatility 12.27 hai, aur Sharpe ratio 0.73 hai. Tatkaal, Tata Mutual Fund Large Cap Fund ka riskometer bhi Very High hai, volatility 12.94 hai, aur Sharpe ratio 0.63 hai. Lekin, Nippon India Large Cap Fund ka expense ratio 1.56% hai, jiski comparison Tata Mutual Fund Large Cap Fund ka expense ratio 0.52% hai. Toh, Tata Mutual Fund Large Cap Fund aapke liye acha fund hai, kyonki iska expense ratio kam hai aur risk-adjusted returns bhi achhe hain.
[PORTFOLIO_INSIGHT]📊 Portfolio Diversification
Ab, hum asset allocation aur top holdings concentration ka comparison karenge. Nippon India Large Cap Fund ka asset allocation 96.43% hai, aur top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hain. Tata Mutual Fund Large Cap Fund ka asset allocation 96.00% hai, aur top 3 holdings HDFC Bank Ltd, ICICI Bank Ltd, aur Reliance Industries Ltd hain. Toh, dono fund ka asset allocation aapke liye acha hai, lekin Nippon India Large Cap Fund ka top holdings concentration zyada hai. Isliye, Tata Mutual Fund Large Cap Fund aapke liye acha fund hai, kyonki iska portfolio aapke liye zyada diversified hai.
[FAQ]SIP Calculator – Compare Growth Potential
Nippon India Large Cap Fund
₹1428138.45
@15.4% annual return (3Y)
Tata Mutual Fund Large Cap Fund
₹1367804.07
@14.7% annual return (3Y)
*Projected returns are illustrative based on historical 3‑year returns. Past performance does not guarantee future returns.
❓ Frequently Asked Questions (Comparison)
Q1: Which fund gives better returns in the long run?
Nippon India Large Cap Fund ka 5Y return 3.31% hai, aur Tata Mutual Fund Large Cap Fund ka 5Y return 12.03% hai. Toh, Tata Mutual Fund Large Cap Fund aapke liye acha fund hai, kyonki iska long-term return aapke liye acha hai.
Q2: Is the higher risk fund worth it?
Nippon India Large Cap Fund ka riskometer Very High hai, aur volatility 12.27 hai. Tata Mutual Fund Large Cap Fund ka riskometer bhi Very High hai, aur volatility 12.94 hai. Lekin, Nippon India Large Cap Fund ka expense ratio 1.56% hai, jiski comparison Tata Mutual Fund Large Cap Fund ka expense ratio 0.52% hai. Toh, aapko apne investment goal aur risk tolerance ka dhyan rakhna hoga.
Q3: Which fund is more cost‑effective?
Tata Mutual Fund Large Cap Fund ka expense ratio 0.52% hai, jiski comparison Nippon India Large Cap Fund ka expense ratio 1.56% hai. Toh, Tata Mutual Fund Large Cap Fund aapke liye acha fund hai, kyonki iska expense ratio kam hai.
Mahendra Maurya
6+ Years in Banking, Wealth Management & Financial ServicesFounder & Author of ShareTargetPrice.in. 6+ years in Banking, Wealth Management & Financial Services.
📊 Author & Founder at Share Target Price